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$148,000

NAL Estimated Property Value

431 W Texas St, Denison, TX, 75020

$192,400 ARVInfo
Off MarketInfo
Beds5 Beds
Baths2 Bath
Baths2,106 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$111.35 / sqft
Year BuiltBuilt in 1930

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave

Exterior

Lot Size14,937 sqft

Building Information

Year Built1930
Roof Type109

Land Information

APND030 3052214
Lot Number9-11
SubdivisionDumas J P Addn
Land UseResidential
Legal DescriptionDUMAS J P ADDN, BLOCK 23, LOT PT 9 THRU 11, ACRES .3429
Census Tract000700
Assessed Land Value$22,109
Assessed Improvement Value$70,955
Assessment Year2025

About this property

Welcome to 431 W Texas Street, Denison, TX 75020 — a recently renovated 5-bedroom, 2-bathroom home situated on a corner lot in a quiet neighborhood just minutes from Downtown Denison. This spacious property offers a blend of charm and modern upgrades, with a large backyard perfect for gatherings, play, or relaxation. Enjoy the convenience of updated finishes throughout, ample living space, and proximity to parks, shopping, and schools. Its corner-lot placement provides added privacy and accessibility. Don’t miss your chance to own this beautiful, move-in ready home in a growing community. Schedule your showing today! SELLER FINANCE AVAILABLE — making this a unique opportunity for buyers looking for flexible financing options

Investor Tools

Property Icon
$148,000
Estimated Property Value
$187,033Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$192,400
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,407 /month
Positive
Cash Flow Estimate:
$469 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$245/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,206
$93,064
2025
$22,109
$70,955
$93,064
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,206
$93,064

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Civic Financial Services Llc
Building Or Construction Loan
$200,000
No
First
Nov 9, 2022
Dec 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$187,033
N/A
0%
126%
$1,200/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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431 W Texas St | Property Details | No Agent List