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$371,000

NAL Estimated Property Value

4315 S Congress Ave 102, Austin, TX, 78745

Off MarketInfo
Beds1 Beds
Baths1 Bath
Baths1,089 Sq Ft
price_per_sqft$550.05 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 2Bathrooms Full 2
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
FlooringTile, Vinyl

Exterior

Private PoolPrivate Pool
Lot Size475 sqft

Building Information

Year Built2023
Stories1
Garage Spaces1

Land Information

APN04120411110000
SubdivisionCongress Lofts Condominiums
Land UseCondominiums
Legal DescriptionCONGRESS LOFTS CONDOMINIUMS UNT 431 PLUS 0.7954 % INT IN COM AREA
Census Tract002403
Assessed Land Value$21,427
Assessed Improvement Value$167,738
Assessment Year2025

About this property

Live/Work Loft in St. Elmo! Rare opportunity to own a flexible street-level live/work residence in the heart of the St. Elmo Arts District. A dramatic entry sets the tone with expansive commercial-grade windows and lofty, industrial ceilings, giving the space an authentic warehouse feel perfect for creative work. The back of the home transitions into a refined 1 bedroom / 1 bath residence with Italkraft Italian cabinetry, Quartz countertops, wide-plank floors, and a spacious bedroom with a large walk-in closet. Residents have access to resort-style amenities: pool, courtyard with outdoor kitchen & fire pit, dog park, library lounge, and controlled-access parking. Quickie Pickie cafe/market coming soon on the ground floor for easy coffee + bites. Explore nearby hotspots at The Yard—local breweries, coffee shops, food trucks, and paddle sports are all just steps away and minutes from the airport to South Lamar, Downtown, Zilker Park, and Lady Bird Lake.. A true work-from-home lifestyle — these live/work lofts are rarely available!

Investor Tools

Property Icon
$371,000
Estimated Property Value
$322,950Estimated Mortgage Balance
$48,050Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,594 /month
Positive
Cash Flow Estimate:
$1,198 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$331/month
$402/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,120
$189,165
2025
$21,427
$167,738
$189,165
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,120
$189,165

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First United Bank & Trust Co
Conventional
$327,250
No
First
Jul 28, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$322,950
$48,050
12%
87%
$1,963/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,710/mo
$2,365/mo
$-655/mo
5.5%

Learn About the Market: Opportunity in Austin

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Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

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Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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4315 S Congress Ave 102 | Property Details | No Agent List