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$290,000

NAL Estimated Property Value

4315 S Congress Ave # 229, Austin, TX, 78745

Off MarketInfo
Beds1 Beds
Baths1 Bath
Baths761 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$2.76 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 1Bathrooms Full 1
HeatingHeating
CoolingCooling
AppliancesBuilt-In Electric Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer/Dryer
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesBalcony
Lot Size344 sqft

Building Information

Year Built2023
Stories1
Garage Spaces1

Land Information

APN04120410390000
SubdivisionCongress Lofts Condominiums
Land UseCondominiums
Legal DescriptionCONGRESS LOFTS CONDOMINIUMS UNT 229 PLUS 0.5733 % INT IN COM AREA
Census Tract002403
Assessed Land Value$15,444
Assessed Improvement Value$127,825
Assessment Year2025

About this property

This 1-bedroom, 1-bathroom condo at Congress Lofts offers a blend of modern design and timeless character that’s hard to find anywhere else. The kitchen features quartz countertops paired with Bosch stainless steel appliances, while expansive Quaker windows fill the home with natural light throughout the day. Wide-plank LVP flooring ties the open layout together, creating a space that feels both functional and elevated. The private terrace expands your living space outdoors, giving you room to relax or entertain while taking in the energy of the St. Elmo district. From morning coffee to evening sunsets, it’s a spot you’ll find yourself drawn to time and again. The bathroom is designed with clean lines and high-end finishes, including a walk-in shower accented with full-height honeycomb and subway tile. A generous walk-in closet provides more than enough storage, while sleek Italian Italkraft soft-close cabinetry throughout the unit adds a refined touch. And for everyday convenience, a stackable washer and dryer are included with the home. Life at Congress Lofts extends well beyond your front door. The building offers a gallery-style lobby, a cozy library lounge, and a central courtyard complete with a pool, outdoor kitchen, fire pit, and plenty of lounge space. And then there’s the location—right in the heart of the St. Elmo Arts District, you’ll be just steps from PINS, great restaurants, and one-of-a-kind local shops, all in one of Austin’s most exciting and evolving neighborhoods.

Investor Tools

Property Icon
$290,000
Estimated Property Value
$162,088Estimated Mortgage Balance
$128,155Estimated Equity
42% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,740 /month
Positive
Cash Flow Estimate:
$580 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$254/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,601
$143,269
2025
$15,444
$127,825
$143,269
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,601
$143,269

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Everett Financial Inc
Conventional
$164,000
No
First
Aug 27, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$162,088
$119,912
42%
56%
$984/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,460/mo
$984/mo
+$476/mo
6.0%

Learn About the Market: Opportunity in Austin

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Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

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Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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4315 S Congress Ave # 229 | Property Details | No Agent List