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$291,000

NAL Estimated Property Value

4315 S Congress Ave # 234, Austin, TX, 78745

Off MarketInfo
Beds1 Beds
Baths1 Bath
Baths761 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$642.58 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 1Bathrooms Full 1
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
FlooringTile, Vinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesBalcony
Lot Size344 sqft

Building Information

Year Built2023
Stories1
Garage Spaces1

Land Information

APN04120410440000
SubdivisionCongress Lofts Condominiums
Land UseCondominiums
Legal DescriptionCONGRESS LOFTS CONDOMINIUMS UNT 234 PLUS 0.5733 % INT IN COM AREA
Census Tract002403
Assessed Land Value$15,444
Assessed Improvement Value$127,825
Assessment Year2025

About this property

Currently in the process of being built! Located in the thriving St. Elmo area of South Congress, Congress Lofts presents an urban high-rise living experience, blending modern luxury with the timeless charm of loft-style artist residences. These homes boast spacious layouts, lofty ceilings, and abundant natural light streaming in through expansive windows. You'll find contemporary industrial design elements, premium Italian-made cabinetry, and top-of-the-line Bosch appliances within each residence. The community offers enriching amenities such as an artful lobby resembling a gallery, complemented by an inviting library lounge and a spacious courtyard featuring a gleaming pool, an outdoor kitchen, a cozy fire pit, and numerous seating spots for socializing with friends.

Investor Tools

Property Icon
$291,000
Estimated Property Value
$299,467Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,934 /month
Positive
Cash Flow Estimate:
$978 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$255/month
$228/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,601
$143,269
2025
$15,444
$127,825
$143,269
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,601
$143,269

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Loanpeople Llc
Conventional
$303,000
No
First
Aug 22, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$299,467
N/A
0%
103%
$1,817/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,460/mo
$2,045/mo
$-585/mo
6.0%

Learn About the Market: Opportunity in Austin

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Explore

Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

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Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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4315 S Congress Ave # 234 | Property Details | No Agent List