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$159,000

4315 S Congress Ave 520, Austin, TX, 78745

$200,993 ARVInfo
On MarketInfo
Baths1 Bath
Baths534 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$297.75 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bathrooms Full 1Bathrooms Full 1
HeatingHeating
CoolingCooling
AppliancesDishwasher, Energy Star Qualified Appliances, Electric Cooktop, Electric Water Heater, Microwave, Vented Exhaust Fan
FlooringLaminate, Tile, Vinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesDog Run, Outdoor Grill, Private Yard, Uncovered Courtyard
Lot Size244 sqft

Building Information

Year Built2023
Stories1

Land Information

APN04120411350000
SubdivisionCongress Lofts Condominiums
Land UseCondominiums
Legal DescriptionCONGRESS LOFTS CONDOMINIUMS UNT 520 PLUS 0.4104 % INT IN COM AREA
Census Tract002403
Assessed Land Value$11,056
Assessed Improvement Value$98,685
Assessment Year2025

About this property

Discover modern, affordable living at Congress Lofts at St. Elmo, where style, location, and opportunity come together. These contemporary studio lofts start at $150,000, making homeownership in Austin more attainable than ever. This unit includes a reserved parking space. Situated along vibrant South Congress Avenue in the heart of the St. Elmo Arts District, you’ll be surrounded by local boutiques, creative eateries, coffee shops, and live entertainment—all just steps from your front door. It’s city living with true Austin character. Beyond the unbeatable location, Congress Lofts offers thoughtfully designed amenities that elevate everyday living. Residents enjoy a beautifully landscaped courtyard with a resort-style pool, an outdoor kitchen perfect for entertaining, and multiple resident lounges designed for both relaxation and connection—all without stretching your budget. This is a rare opportunity to own a home that blends affordability with modern comfort. This condo is part of the City of Austin’s Affordable Housing Program and is available to income-eligible buyers only at 80% MFI. Affordable. Stylish. Uniquely Austin.

Investor Tools

Property Icon
$157,000
Estimated Property Value
$0Estimated Mortgage Balance
$157,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$200,992
Rent-to-Value Ratio: 0.72%
Rent Estimate
$954 /month
Positive
Cash Flow Estimate:
$318 /month

Interested in this property?

Laura Gutierrez

HomeBase

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$167/month
$88/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,222
$109,741
2025
$11,056
$98,685
$109,741
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,222
$109,741

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$157,000
100%
0%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,460/mo
$88/mo
+$1,372/mo
11.2%

Learn About the Market: Opportunity in Austin

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Explore

Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

Explore Texas Explore This Area
Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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4315 S Congress Ave 520 | Property Details | No Agent List