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B+
NoAgentList RatingHow are grades calculated? Info

$518,000

433 County Road 4885, Winnsboro, TX, 75494

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,176 Sq Ft
Mobile HomesMobile Homes
price_per_sqft$154.19 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Electric Oven, Refrigerator
FlooringCarpet, Vinyl

Exterior

Exterior FeaturesRV Hookup, Storage
Lot Size10.89 acres

Building Information

Year Built2021

Land Information

APN17821
Land UseResidential
Legal DescriptionABS 0383; MOORE J M; TRACT 45,46; 10.885 ACRES; HUD# PFS1270500; HUD#2 PFS1270501
Census Tract950100
Assessed Land Value$130,620
Assessed Improvement Value$233,150
Assessment Year2025

About this property

Country escape, with huge possibilities for the entire family. Spacious and open floor plan 4 Br, 2 Ba with 2 living areas on 10.885 wooded acres with Timber exemption, walking trails and peaceful seclusion. Large family room with wood burning fireplace, split floor plan, large walk in pantry. Separate guest home or mother in law suite offering 528 sq ft living, large walk in shower with dual heads, screened in porch and fenced in yard. Bonus amenities include: prewired for generator, handicap ramp, covered back porch, 2-car carport, livestock pens for goats, pigs, rabbits and a chicken coop with automatic doors. 14’ x 32’ Graceland shed partitioned into 3 sections with 2 lean-tos. Large storm shelter, chip seal drive. 20’x40’x13’ RV cover with 2 full hookups (50 amp & sewer), tankless water heater, 2 gas grill connections. Additional purchase option 5.444 ac with water meter & electric in place. Close proximity to Lake Winnsboro, Lake Cypress and famous Bass fishing on Lake Fork.

Investor Tools

Property Icon
$518,000
Estimated Property Value
$307,254Estimated Mortgage Balance
$224,201Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,108 /month
Positive
Cash Flow Estimate:
$1,036 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$377/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,934
$363,770
2025
$130,620
$233,150
$363,770
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,934
$363,770

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mega Capital Funding Inc
Fha
$307,254
Yes
First
Dec 1, 2023
Dec 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$293,799
$224,201
43%
57%
$1,843/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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433 County Road 4885 | Property Details | No Agent List