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$390,000

NAL Estimated Property Value

4334 Umber Shadow Dr, Spring, TX, 77386

SoldInfo
7/09/26
Beds4 Beds
Baths4 Bath
Baths2,371 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$168.7 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Disposal, Gas Oven, Oven, Microwave, Gas Range, Dishwasher, Refrigerator
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesOutdoor Kitchen, Balcony
Lot Size7,463 sqft

Building Information

Year Built2020
Stories2
Roof Type105
Garage Spaces1

Land Information

APN5712-06-04400
Lot Number4
SubdivisionHarmony Village 06
Land UseResidential
Legal DescriptionS571206 - HARMONY VILLAGE 06, BLOCK 4, LOT 4
Census Tract692009
Assessed Land Value$29,877
Assessed Improvement Value$356,659
Assessment Year2025

About this property

Beautiful two-story traditional brick home in a desirable community offering 4 bedrooms, 3.5 bathrooms, and thoughtfully designed living spaces. The open-concept floor plan features a spacious kitchen with an oversized island, granite countertops, shaker-style cabinetry, stainless steel appliances, and a new oven and stovetop (2026). The family room showcases soaring ceilings and a cozy fireplace, while the private primary suite includes dual vanities, a walk-in shower, and generous closet space. Upstairs offers a versatile game room, secondary bedrooms, and two well-appointed baths. Enjoy outdoor living year-round on the covered patio with a vaulted wood-paneled ceiling, ceiling fan, and built-in outdoor kitchen overlooking the expansive fenced backyard. Additional highlights include a dedicated dining room, under-stair pet nook, prewired surround sound, a whole-home generator that will convey, and access to community parks, trails, and recreational amenities.

Investor Tools

Property Icon
$390,000
Estimated Property Value
$244,691Estimated Mortgage Balance
$145,309Estimated Equity
37% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,400 /month
Positive
Cash Flow Estimate:
$800 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$719/month
$1,700/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,678
$381,077
2025
$29,877
$356,659
$386,536
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,678
$381,077

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lakeview Community Capital Llc
Conventional
$275,982
No
First
Sep 30, 2020
Nov 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$244,691
$145,309
37%
63%
$1,655/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Spring

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4334 Umber Shadow Dr | Property Details | No Agent List