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NoAgentList RatingHow are grades calculated?Info

$358,000

NAL Estimated Property Value

434 Overlook Rd, Valley Mills, TX, 76689

$391,666 ARVInfo
Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths1,831 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$163.79 / sqft
Year BuiltBuilt in 1987

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesIce Maker, Refrigerator, Electric Water Heater
FlooringCarpet, Tile

Exterior

Lot Size1.31 acres

Building Information

Year Built1987
Stories1
Roof Type105
Garage Spaces2

Land Information

APN460755000120000
Lot Number11,12
SubdivisionRivercrest Est
Land UseResidential
Legal DescriptionRIVERCREST EST LOT 11 12 BLOCK 5 ACRES 1.3067
Census Tract004000
Assessed Land Value$41,220
Assessed Improvement Value$238,780
Assessment Year2025

About this property

Serene Country Living w/in 20 minutes of Waco! Welcome to beautiful Rivercrest Estates in Valley Mills. Conveniently located in McLennan County right off Highway 6. Bring the boat, RV and camper, there's plenty of room on this wooded 1.95 acre lot. Easy access with large circular drive. 3BR/3BA brick home w/2 car garage plus approx. 1200 sq ft metal building workshop w/4 car carport. There's also several sheds for additional storage. Plenty of room to work on all your projects in the shop plus it has a separate office or man cave space. Enjoy the wildlife from your backyard of the enclosed sunroom. Spacious living room features a vaulted wood ceiling and wood burning fireplace. Kitchen looks out onto the front yard and includes a breakfast area plus a separate formal dining with views of the backyard. Put your own touches on this cozy cabin style home to make it your own.

Investor Tools

Property Icon
$358,000
Estimated Property Value
$196,669Estimated Mortgage Balance
$161,331Estimated Equity
45% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$391,665
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,148 /month
Positive
Cash Flow Estimate:
$716 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$278/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,551
$280,000
2025
$41,220
$238,780
$280,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,551
$280,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American Bank Na
Purchase Money Mortgage
$204,000
No
First
May 10, 2024
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$196,669
$161,331
45%
55%
$1,224/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,360/mo
$1,224/mo
+$136/mo
4.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Valley Mills

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434 Overlook Rd | Property Details | No Agent List