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$641,388

NAL Estimated Property Value

4361 County Road 1089, Celeste, TX, 75423

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,740 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$208.03 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Microwave, Plumbed For Ice Maker, Electric Water Heater
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Exterior FeaturesRain Gutters, Lighting
Lot Size2.66 acres

Building Information

Year Built2021
Stories1
Garage Spaces3

Land Information

APN2908-0000-0010-21
Lot Number1
SubdivisionFernandez Ranchettes
Land UseResidential
Legal DescriptionS2908 FERNANDEZ RANCHETTES LOT 1 ACRES 2.66
Census Tract960300
Assessed Land Value$125,450
Assessed Improvement Value$515,938
Assessment Year2025

About this property

NEW CUSTOM HOME on 2.66 acres! Quality construction with designer touches throughout every room. Stone and brick elevation, covered front entry with extended rear porches. Home has open concept split floor plan, Kitchen has stainless appliances, induction cooktop, custom wood cabinetry and walk in pantry! Huge master with trey ceiling, LED lighting, three bank windows, jetted tub, oversized shower with dual shower heads, quartz vanities,huge walk in closet. Designer paint colors thru out home, Crown, oversize baseboards, WiFi ready, stone fireplace, with electric fire inset! Large Family bonus room, 3 car garage, office, luxury flooring in every room! Make your appointment fast!

Investor Tools

Property Icon
$641,388
Estimated Property Value
$405,627Estimated Mortgage Balance
$235,761Estimated Equity
36% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,848 /month
Positive
Cash Flow Estimate:
$1,283 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$921/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,843
$641,388
2025
$125,450
$515,938
$641,388
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,843
$641,388

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Optima Mortgage Corp
Conventional
$452,000
No
First
Jan 4, 2021
Feb 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$405,627
$235,761
36%
63%
$2,710/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Celeste

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4361 County Road 1089 | Property Details | No Agent List