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$446,000

NAL Estimated Property Value

438 Reno Rd, Gatesville, TX, 76528

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,015 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$245.16 / sqft
Year BuiltBuilt in 2010

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal, Water Heater, Microwave, Range
FlooringConcrete

Exterior

Lot Size9.69 acres

Building Information

Year Built2010
Roof Type112

Land Information

APN0-34-68-0001
Land UseResidential
Legal Description0592 B KELLY, ACRES 9.694
Census Tract010202
Assessed Land Value$15,900
Assessed Improvement Value$275,590
Assessment Year2025

About this property

Secluded country living with all the conveniences of town within 10 minutes, this ranchette has it all! Gorgeous 3/2 home sitting on 9.2 manicured, cross fenced acres, complete with a barn, shop, storage and more. Sprawling ranch style home features open concept living/kitchen/dining area with custom cabinets, fireplace with built in storage on either side, and breakfast bar with rock accent. Isolated master suite is oversized, featuring a large soaking tub, separate shower and double vanities. Two guest bedrooms have ample closet space and share a hall bath. Large laundry/mud room with side entrance to house. Front and back covered porches are perfect for watching the sun rise and set. Carport has room for multiple vehicles as well as equipment. Barn measures 40x48 with stalls, tack room with water and electric. Small workshop and storage building complement the property. Home features new HVAC. There are deer, turkey and dove every year. Plenty of hard woods including live oaks and peach trees as well as irrigation system for the yard. This place has all the charm of country living and is ready for new owners. Come see it today and enjoy the beautiful Texas bluebonnets.

Investor Tools

Property Icon
$446,000
Estimated Property Value
$434,068Estimated Mortgage Balance
$11,932Estimated Equity
2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,964 /month
Positive
Cash Flow Estimate:
$988 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$446/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,123
$291,490
2025
$15,900
$275,590
$422,780
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,123
$291,490

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Union Home Mortgage Corp
Fha
$441,849
Yes
First
May 7, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$434,068
$11,932
2%
97%
$2,650/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Gatesville

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438 Reno Rd | Property Details | No Agent List