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$225,000

440 Needles St, Vidor, TX, 77662

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,382 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$162.81 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Range

Exterior

Lot Size9,017 sqft

Building Information

Year Built2001
Garage Spaces1

Land Information

APN012254-000170 01
Lot Number26
SubdivisionSouthern Pines # 2
Land UseSingle Family Home On 5 Acres Or Less
Legal DescriptionABST. 228 I & GN #18 (LOT 26 SOUTHERN PINES #2)
Census Tract021902
Assessed Land Value$3,000
Assessed Improvement Value$89,384
Assessment Year2024

About this property

Looking for a move-in ready home in a great neighborhood? This 3 bedroom, 2 bath home offers approximately 1,382 sq ft with a functional layout designed for everyday living. The spacious living room flows into a kitchen featuring granite countertops, abundant cabinet space, and included stove and dishwasher. Luxury vinyl plank flooring runs throughout the home, while the primary suite offers a large walk-in shower and generous closet space. Recent improvements include a new water heater and an updated AC condenser for added peace of mind. Outside, you'll find a fully fenced backyard with a privacy fence, a storage building, and an existing concrete slab that's ready for a future patio, outdoor living space, or even a home addition. The attached two-car garage, covered front porch, and convenient in-town location make this home an excellent choice for first time buyers, young families, or anyone looking for a well-cared-for home in a desirable area.

Investor Tools

$144,809Estimated Mortgage Balance
$22,191Estimated Equity
13% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,350 /month
Positive
Cash Flow Estimate:
$450 /month

Interested in this property?

Jerad Spencer

Spencer Real Estate Company

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$182/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$92,384
2024
$3,000
$89,384
$92,384
No

Tax History

Year
Tax Paid
Assessed Value
2023
N/A
$92,384

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Fha
$157,102
Yes
First
Jun 6, 2022
Jul 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$144,809
$22,191
13%
87%
$942/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Vidor

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440 Needles St | Property Details | No Agent List