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Days64Days on Market
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$1,200,000

440 Rancho Ladera DR, San Marcos, TX, 78666

On MarketInfo
Baths0 Bath
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Lot Size18.14 acres

Land Information

APNR113857
Lot Number8
SubdivisionRancho Ladera
Land UseAgriculture / Farming
Legal DescriptionRANCHO LADERA, LOT 8, ACRES 18.140 TAX CODES:RSP,SWI,WUS
Census Tract010810
Assessed Land Value$1,153,630
Assessment Year2025

About this property

Escape to your own piece of Texas Hill Country with this stunning 18.14-acre property overlooking a breathtaking greenbelt canyon. The views alone will make you fall in love—enjoy peaceful sunrises in the morning and unforgettable sunsets in the evening, all from your own land. The property is dotted with beautiful, mature oak trees, offering both shade and that classic Hill Country feel. Whether you’re looking to build your dream home, create a private retreat, or invest in land with incredible natural beauty, this property has so much to offer. Currently under agricultural exemption, keeping property taxes low—an added bonus for anyone looking to own acreage without the high carrying costs. If you’ve been searching for privacy, views, and that true “out in the country” feeling while still being within reach of town, this one is worth a look.

Investor Tools

$204,441Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$7,200 /month
Positive
Cash Flow Estimate:
$2,400 /month

Interested in this property?

Destini Evans

MAG Real Estate

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$5/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$39
$2,970
2025
$1,153,630
N/A
$1,153,630
No

Tax History

Year
Tax Paid
Assessed Value
2024
$39
$2,970

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Lockhart National Bank
Commercial
$236,000
No
First
Jul 12, 2019
Jul 2029

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$204,441
N/A
0%
6884%
$1,415/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: San Marcos

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440 Rancho Ladera DR | Property Details | No Agent List