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$722,000

NAL Estimated Property Value

4405 Phil St, Bellaire, TX, 77401

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,770 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$383.62 / sqft
Year BuiltBuilt in 1950

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Water Heater, Disposal, Gas Oven, Microwave, Gas Range, Dishwasher
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Lot Size5,127 sqft

Building Information

Year Built1950
Stories1
Garage Spaces1

Land Information

APN0591250060003
Lot Number3
SubdivisionSouthdale
Land UseResidential
Legal DescriptionLT 3 BLK 6 & ADJ N 2.5 FT OF ABAND ALLEY SOUTHDALE
Census Tract412800
Assessed Land Value$430,313
Assessed Improvement Value$138,061
Assessment Year2025

About this property

Nestled in the heart of Bellaire, 4405 Phil St offers the epitome of timeless elegance and modern comfort. This traditional craftsman home has been completely renovated to perfection, boasting 3 bedrooms, 2 bathrooms, and 1770 sq ft of generous living space. The interior features hardwood floors, a gourmet kitchen complete with marble counters, state of the art appliances, and a large family room creating a luxurious ambiance. Experience secluded privacy in the primary suite complete with gorgeous en-suite bath and custom closet. Step outside to discover the enchanting pool and hot tub, perfect for relaxation and entertaining. With its large family room and proximity to dining, shopping, and parks, this home is a true sanctuary for those seeking the best of both worlds. This home is a rare gem waiting to be cherished. Schedule your private tour today!

Investor Tools

Property Icon
$722,000
Estimated Property Value
$657,756Estimated Mortgage Balance
$64,244Estimated Equity
6% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,332 /month
Positive
Cash Flow Estimate:
$1,444 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$587/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,438
$568,374
2025
$430,313
$138,061
$568,374
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,438
$568,374

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Regions Bank
Conventional
$679,000
No
First
Aug 2, 2024
Sep 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$657,756
$47,244
6%
91%
$4,071/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,580/mo
$4,071/mo
$-1,491/mo
4.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bellaire

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4405 Phil St | Property Details | No Agent List