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$445,000

$449,999

4407 Santa Fe Ln, McKinney, TX, 75070

On MarketInfo
Price DropInfo
Beds3 Beds
Baths3 Bath
Baths2,017 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$220.62 / sqft
Year BuiltBuilt in 1994

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater
FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesRain Gutters, Lighting

Building Information

Year Built1994
Stories2
Roof Type105
Garage Spaces2

Land Information

APNR-2280-00C-0180-1
Lot Number18
SubdivisionSeville Addition Of The Highlands Phase
Land UseResidential
Legal DescriptionSEVILLE ADDITION OF THE HIGHLANDS PHASE III & IV (CMC), BLK C, LOT 18
Census Tract030550
Assessed Land Value$105,000
Assessed Improvement Value$278,688
Assessment Year2025

About this property

Welcome to 4407 Santa Fe Lane, a beautifully maintained two-story home offering 2,017 square feet of comfortable living space in the heart of McKinney. With 3 bedrooms, 2 full baths, 1 half bath, and a versatile floor plan, this home blends everyday functionality with inviting spaces for entertaining. Charming curb appeal welcomes you with a mature shade tree, professional brick and rock edged landscaping, and a warm façade. Inside, you'll find an abundance of natural light, neutral finishes, and multiple living spaces, including a formal dining room and a flexible front room ideal as a home office, playroom, or potential fourth bedroom. The updated kitchen is designed to be the heart of the home, featuring quartz countertops, stainless steel appliances, a gas range, breakfast bar seating, a center island, and ample cabinetry. It opens seamlessly to the breakfast area and spacious living room, where a cozy fireplace creates the perfect gathering place for family and friends. Upstairs, the private primary suite offers a peaceful retreat complete with a spacious sitting area, perfect for a home office, reading nook, or fitness space. The ensuite bath features dual vanities, a jetted soaking tub, glass enclosed walk-in shower, and generous walk-in closet. Two additional bedrooms share a well appointed full bath, providing comfortable accommodations. Step outside to enjoy the covered patio overlooking a large, fully fenced backyard with plenty of room for pets, play, gardening, or future outdoor living enhancements. Ideally located in one of McKinney's most desirable areas, residents enjoy convenient access to highly rated schools, neighborhood parks, shopping, dining, and major commuting routes, while Historic Downtown McKinney, Adriatica Village, and numerous entertainment destinations are just minutes away. Offering exceptional value, flexible living spaces, and a prime location, this move-in-ready home is one you won't want to miss.

Investor Tools

$359,166Estimated Mortgage Balance
$61,115Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,670 /month
Positive
Cash Flow Estimate:
$890 /month

Interested in this property?

Norma Johnson

Allie Beth Allman & Assoc.

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$747/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,869
$383,688
2025
$105,000
$278,688
$383,688
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,869
$383,688

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Newrez Llc
Conventional
$384,750
No
First
Oct 31, 2022
Nov 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$359,166
$39,834
9%
86%
$2,307/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,190/mo
$2,307/mo
+$883/mo
9.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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4407 Santa Fe Ln | Property Details | No Agent List