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$474,000

NAL Estimated Property Value

441 Cloverleaf Dr, Lancaster, TX, 75146

Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths4,080 Sq Ft
price_per_sqft$142.16 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

BankruptcyPre-ForeclosureAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Gas Water Heater
FlooringCarpet, Laminate

Exterior

Lot Size9,890 sqft

Building Information

Year Built2003
Stories2
Roof Type105
Garage Spaces2

Land Information

APN360830000B0130000
Lot Number13
SubdivisionSpring Creek
Land UseResidential
Legal DescriptionSPRING CREEK ESTATES BLK B LT 13 INT202100164292 DD06012021 CO-DC 0830000B01300 4CN0830000B
Census Tract016802
Assessed Land Value$80,000
Assessed Improvement Value$336,080
Assessment Year2025

About this property

$0 Down Financing! This stunning 5-bedroom, 3.5-bathroom home in the desirable Spring Creek Estates of Lancaster offers 4,080 square feet of spacious living. All bedrooms are conveniently located upstairs, including the expansive primary suite, which features an ensuite bath with dual sinks, a garden tub, a separate shower, and a luxurious see-through gas fireplace for added elegance. The second floor also includes a large family room, perfect for relaxation or a game room setup. Downstairs, the open-concept design boasts a welcoming living room, a formal dining area, and a well-appointed kitchen with built-in cabinets, Corian countertops, a pantry, and gas connections. Additional features include a dedicated laundry room, central heating and cooling, energy-efficient solar panels, and a two-car attached garage. The private backyard, enclosed by a wood fence, offers a peaceful retreat. Located in Lancaster ISD, this home is close to schools, shopping, and dining. The HOA covers insurance, common area maintenance, and management services for added convenience. Zero down financing is only available through our in-house lender on all MTX Realty listings. Call the listing agent today for more details and to schedule your private tour!

Investor Tools

Property Icon
$474,000
Estimated Property Value
$269,150Estimated Mortgage Balance
$204,850Estimated Equity
43% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,480 /month
Positive
Cash Flow Estimate:
$1,160 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$869/month
$100/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,060
$416,080
2025
$80,000
$336,080
$416,080
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,060
$416,080

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sublime Financial Llc
Conventional
$297,000
No
First
Jun 1, 2021
Jul 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$269,150
$204,850
43%
57%
$1,781/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lancaster

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441 Cloverleaf Dr | Property Details | No Agent List