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$284,596

445 Private Road 4512 Road, Decatur, TX, 76234

Off MarketInfo
Baths0 Bath
Baths3,400 Sq Ft
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size10.95 acres

Building Information

Year Built2024
Garage Spaces4

Land Information

APNA0357.0001.14
SubdivisionA-357 J Humphries
Land UseFarm/Ranch Single Family
Legal DescriptionA-357 J HUMPHRIES 10.946 ACRES
Census Tract150103
Assessment Year2025

About this property

Come to Mabel-Estates Phase 2 and build your dream home. This property has the most beautiful view of 2 ponds and a private lake. The property sits one half mile off of County Road 4010 and electric gate will remain at the entrance so your privacy is a great plus. Also ag exempt so property taxes are approximately $30 per year. Owner is offering a $7500 allowance you can use for closing costs, water well, buy down interest rate or just put it in your pocket. Lot size based on preliminary survey. Acreage will be adjusted according to final survey.

Investor Tools

Property Icon
$890,000
Estimated Property Value
$0Estimated Mortgage Balance
$686,526Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,340 /month
Positive
Cash Flow Estimate:
$1,780 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$401/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$360
$496,341
2025
N/A
N/A
$784,725
No

Tax History

Year
Tax Paid
Assessed Value
2024
$360
$496,341

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First United Bank & Trust Co
Unknown
$214,222
No
First
Aug 29, 2023
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$203,474
$686,526
77%
23%
$1,285/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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445 Private Road 4512 Road | Property Details | No Agent List