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$748,486

45 Independence Trl, Waco, TX, 76708

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,176 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$255.04 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Ice Maker, Microwave, Refrigerator, Electric Water Heater
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters
Lot Size40,646 sqft

Building Information

Year Built2018
Stories2
Roof Type105
Garage Spaces2

Land Information

APN180003000002120
Lot Number12
SubdivisionAustin Colony Addn Pud
Land UseResidential
Legal DescriptionAUSTIN COLONY ADDN PUD LOT 12 BLOCK 2 ACRES .9331
Census Tract004105
Assessed Land Value$65,850
Assessed Improvement Value$682,636
Assessment Year2025

About this property

Welcome home to 45 Independence Trail! This immaculate 4 bedroom, 4 bathroom home is located in a gated community on just shy of 1 acre and zoned to China Spring ISD. Upon entry you are greeted with vaulted ceilings and and a spacious, open layout. The living area features a lovely stone fireplace and provides easy access to the resort style backyard. In the kitchen you'll find ample storage, a large island with breakfast bar seating, stainless steel appliances and an adjacent dining space. Three bedrooms are located on the first floor including the secluded primary suite which offers a generously sized bathroom and walk-in closet. Upstairs you'll find a 4th bedroom, full bathroom plus a bonus second living area that could easily transition into any room that fits your needs - playroom, media room ... the possibilities are endless! With a saltwater pool, covered patio with access to an exterior entry bathroom, all on an exceptionally large lot, this property is truly your own private oasis with plenty of room to entertain or relax quietly. This spectacular residence is full of quality detail/finishes both inside and out; don't miss an opportunity to make it yours, today!

Investor Tools

Property Icon
$748,486
Estimated Property Value
$478,000Estimated Mortgage Balance
$284,705Estimated Equity
36% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,860 /month
Positive
Cash Flow Estimate:
$1,620 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,377/month
$395/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$12,778
$748,486
2025
$65,850
$682,636
$748,486
No

Tax History

Year
Tax Paid
Assessed Value
2024
$12,778
$748,486

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swbc Mortgage Corp
Conventional
$478,000
No
First
Sep 3, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$463,781
$284,705
38%
62%
$2,866/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,370/mo
$3,261/mo
$-1,891/mo
2.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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