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$576,627

NAL Estimated Property Value

4528 7th St, Lubbock, TX, 79416

Off MarketInfo
Beds3 Beds
Baths5 Bath
Baths4,704 Sq Ft
price_per_sqft$122.24 / sqft
Year BuiltBuilt in 1984

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 4Bathrooms Full 4
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Microwave
FlooringCarpet, Tile, Varies

Exterior

Exterior FeaturesBalcony, Courtyard, Private Yard
Lot Size6,875 sqft

Building Information

Year Built1984
Roof Type105
Garage Spaces2

Land Information

APNR72258
Lot Number40
SubdivisionRushland Park
Land UseResidential
Legal DescriptionRUSHLAND PK BLK 34 L 4 & E20' OF 3
Census Tract000403
Assessed Land Value$70,000
Assessed Improvement Value$607,666
Assessment Year2025

About this property

Welcome to 4528 7th Street, an elegant and expansive residence nestled in the highly sought-after Rushland Park subdivision—one of Lubbock's most established and admired neighborhoods. This stunning two-story home boasts approximately 4,704 square feet of well-designed living space, offering a rare combination of size, style, and location. Built in 1984 and beautifully maintained, this home features 3 large bedrooms, 5 bathrooms, and multiple living and dining areas perfect for entertaining or comfortable family living. From the moment you walk in, you're greeted by bright marble & warm work floors, tall ceilings, and abundant natural light that fills every corner of the home. The gourmet kitchen is thoughtfully updated with custom cabinetry, granite countertops, a center island, built-in appliances, and ample storage space—ideal for any home chef. The spacious living room includes a cozy fireplace and flows seamlessly into a formal dining area, breakfast nook, and a stunning wet bar featuring a custom wood countertop and a climate-controlled wine closet, creating a sophisticated setting for gatherings. The primary suite is a true retreat with TWO luxurious ensuite bathrooms that include a large soaking tub, walk-in showers, dual vanities, and a spacious dressing area. Each additional bedroom offers generous space, private baths, and large closets. Functional upgrades include energy-efficient double-pane windows, a composition shingle roof installed in 2018 with a lifetime warranty, attic fan(s), and zoned central HVAC systems, ensuring year-round comfort and peace of mind. Step outside to a private backyard with mature landscaping, offering plenty of space to entertain or unwind in quiet comfort. The home also features a two-car attached garage and is situated on a quiet, tree-lined street just minutes from Texas Tech University, the Medical District, shopping, and dining. With top-rated schools nearby and access to all the conveniences of central Lubbock, Rushland Park continues to be one of the most desirable communities in the city. Last but not least, private access to the lake in the rear is also included! Enjoy kayaking, paddle boarding, or just the stunning West Texas view. 4528 7th Street is a rare opportunity to own a home of this caliber, with impressive square footage, timeless design, and a location that simply can't be beat. Whether you're looking to upgrade your lifestyle or invest in a forever home, this property offers the best of both.

Investor Tools

Property Icon
$576,627
Estimated Property Value
$287,708Estimated Mortgage Balance
$288,919Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,460 /month
Positive
Cash Flow Estimate:
$1,153 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$958/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,611
$576,627
2025
$70,000
$607,666
$677,666
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,611
$576,627

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas Tech Fcu
Conventional
$342,000
No
First
Jul 2, 2018
Aug 2048

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$287,708
$288,919
50%
50%
$2,051/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lubbock

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4528 7th St | Property Details | No Agent List