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$385,000

$399,000

455 Stirrup Ranch Rd, Trinidad, TX, 75163

On MarketInfo
Price DropInfo
Beds3 Beds
Baths2 Bath
Baths1,663 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$231.51 / sqft
Year BuiltBuilt in 1992

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Microwave, Double Oven, Refrigerator
FlooringLaminate

Exterior

Exterior FeaturesRain Gutters, Storage

Building Information

Year Built1992
Roof Type105
Garage Spaces4

Land Information

APN3250-0000-9890-60
Lot Number989,990
SubdivisionKey Ranch Ests #3
Land UseResidential
Legal DescriptionLTON SUR AB 814 J L WALTON SUR, KEY RANCH ESTATES #3, LTS 989 & 990, C/14
Census Tract950802
Assessed Land Value$36,000
Assessed Improvement Value$346,602
Assessment Year2025

About this property

Charming country cottage nestled in Key Ranch on a peaceful, quiet street, offering the perfect blend of space, comfort, and country charm. Situated on four lots surrounded by mature trees and lush green grass, this inviting property features 3 bedrooms and 2.5 bathrooms with a desirable floor plan including a private primary suite downstairs and two guest bedrooms with a full bath upstairs. Inside, you’ll find new laminate flooring throughout the living room, dining area, laundry room, and kitchen, creating a fresh and welcoming feel. The kitchen offers beautiful wood cabinetry, a built-in double oven, cooktop, and dishwasher, along with both a formal dining room and a second casual dining area ideal for everyday living and entertaining. The spacious wraparound porch and covered breezeway provide the perfect setting for relaxing mornings, outdoor gatherings, or simply enjoying the peaceful shaded yard. The property is well-equipped with a 2-car garage featuring upstairs space that could easily be transformed into a loft, bonus room, or hobby area, along with a 2-car carport, storage room behind the garage, additional storage shed, and a well for sprinklers. Full of character and curb appeal, the exterior and landscaping showcase timeless country cottage charm, while the interior presents a wonderful opportunity for buyers to add their own personal touches. With generous outdoor space, versatile amenities, and a serene setting, this property is ready to welcome its next owners home.

Investor Tools

Property Icon
$395,000
Estimated Property Value
$262,500Estimated Mortgage Balance
$176,578Estimated Equity
34% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,370 /month
Positive
Cash Flow Estimate:
$790 /month

Interested in this property?

Debbie French

Ebby Halliday Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$216/month
$50/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$620
$261,956
2025
$36,000
$346,602
$382,602
No

Tax History

Year
Tax Paid
Assessed Value
2024
$620
$261,956

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Aspire Financial Inc
Reverse Mortgage / Hecm
$262,500
No
First
Oct 10, 2017
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$219,435
$166,565
43%
56%
$1,338/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Trinidad

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455 Stirrup Ranch Rd | Property Details | No Agent List