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$261,357

NAL Estimated Property Value

4604 Spencer Street, Greenville, TX, 75401

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,617 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$113.17 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Electric Water Heater
FlooringLaminate

Exterior

Exterior FeaturesFire Pit
Lot Size7,000 sqft

Building Information

Year Built2019
Stories1
Garage Spaces2

Land Information

APN2535-0370-0080-41
Lot Number8
SubdivisionCollege Hill Addition (Greenville)
Land UseResidential
Legal DescriptionS2535 COLLEGE HILL ADDITION (GREENVILLE) BLK 37 LOT 8 ACRES .1607
Census Tract960900
Assessed Land Value$38,360
Assessed Improvement Value$226,010
Assessment Year2025

About this property

Beautiful 3-bed, 2-full-bath, 2 car garage, red brick home with kitchen granite counter tops, custom build cabinets, 12-ft ceiling in entry way as you walk into living room area, carpet in bedrooms. Beautiful gray tile flooring through out. Spacious washer and dryer are as you enter from the garage into the house.

Investor Tools

Property Icon
$261,357
Estimated Property Value
$156,615Estimated Mortgage Balance
$104,742Estimated Equity
40% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,568 /month
Positive
Cash Flow Estimate:
$523 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$422/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,754
$261,357
2025
$38,360
$226,010
$264,370
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,754
$261,357

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Financial Services Llc
Conventional
$175,570
No
First
Oct 22, 2020
Nov 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$156,615
$104,742
40%
60%
$1,053/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Greenville

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4604 Spencer Street | Property Details | No Agent List