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$272,000

NAL Estimated Property Value

4605 Ridge Way Drive, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths1,717 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$163.08 / sqft
Year BuiltBuilt in 1986

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator, Microwave, Range
FlooringCarpet, Vinyl

Building Information

Year Built1986
Stories2
Roof Type105
Garage Spaces2

Land Information

APN77022
Lot Number3
SubdivisionStone Ridge Phase I
Land UseResidential
Legal DescriptionSTONE RIDGE PHASE I, BLOCK 002, LOT 0003
Census Tract021304
Assessed Land Value$26,250
Assessed Improvement Value$154,653
Assessment Year2025

About this property

Fully renovated from top to bottom with tons of space - 4 bedrooms, 3 bathrooms! This beautiful home features brand new LVP flooring, fresh carpet in the bedrooms, and modern finishes throughout. The spacious downstairs primary suite includes a cozy fireplace, while the kitchen boasts quartz countertops, stainless steel appliances, and a subway tile backsplash. Upstairs offers two additional bedrooms and a full bathroom. Situated on a large lot on a quiet street with mature trees, this home also includes a privacy fence to be installed. Move-in ready with stylish updates throughout!

Investor Tools

Property Icon
$272,000
Estimated Property Value
$84,682Estimated Mortgage Balance
$187,318Estimated Equity
68% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,680 /month
Positive
Cash Flow Estimate:
$560 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$287/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,083
$166,246
2025
$26,250
$154,653
$180,903
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,083
$166,246

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Dhi Mortgage Company Ltd
Fha
$91,236
Yes
First
May 11, 2009
Jun 2039

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$84,682
$187,318
68%
31%
$756/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$756/mo
+$864/mo
7.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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4605 Ridge Way Drive | Property Details | No Agent List