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$418,130

NAL Estimated Property Value

4606 Santa Cruz Ln, McKinney, TX, 75070

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,442 Sq Ft
price_per_sqft$110.57 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker
FlooringCarpet, Ceramic Tile

Building Information

Year Built1999
Stories2
Garage Spaces2

Land Information

APNR-3389-00K-0570-1
Lot Number57
SubdivisionEldorado Heights C1 Phase 1 (Cmc)
Land UseResidential
Legal DescriptionELDORADO HEIGHTS C1 PHASE 1 (CMC), BLK K, LOT 57
Census Tract030550
Assessed Land Value$115,000
Assessed Improvement Value$303,130
Assessment Year2025

About this property

Recently refreshed home in desirable Eldorado Heights. Brand new carpet, microwave, gas cooktop & paint are among the updates. 4 bedroom plan boasts a huge master suite up with a sitting area + 2 more bedrooms up & a gameroom or loft. 4th bedroom down also makes a great office. Spacious kitchen has nice storage, including a walk-in pantry. Family room focal point is the woodburning fireplace. Formal living has a bay window & there's 2 dining options--formal or in the eat-in kitchen. Private backyard too.

Investor Tools

Property Icon
$418,130
Estimated Property Value
$210,468Estimated Mortgage Balance
$207,662Estimated Equity
49% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,509 /month
Positive
Cash Flow Estimate:
$836 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$640/month
$150/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,590
$418,130
2025
$115,000
$303,130
$418,130
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,590
$418,130

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Conventional
$235,940
No
First
Oct 8, 2020
Nov 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$210,468
$207,662
49%
50%
$1,415/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,190/mo
$1,565/mo
+$1,625/mo
9.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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4606 Santa Cruz Ln | Property Details | No Agent List