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$1,054,000

NAL Estimated Property Value

4655 Spruce St, Bellaire, TX, 77401

Off MarketInfo
LeaseInfo
Beds4 Beds
Baths4 Bath
Baths2,880 Sq Ft
price_per_sqft$2.07 / sqft
Year BuiltBuilt in 1994

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesWater Heater, Disposal, Electric Oven, Microwave, Gas Cooktop, Dryer, Refrigerator, Washer, Dishwasher
FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesSprinkler System, Trash Pick Up
Lot Size8,041 sqft

Building Information

Year Built1994
Garage Spaces2

Land Information

APN0751950000017
Lot Number17
SubdivisionSpruce Lane Place
Land UseResidential
Legal DescriptionLT 17 SPRUCE LANE PLACE
Census Tract412700
Assessed Land Value$494,080
Assessed Improvement Value$558,946
Assessment Year2025

About this property

Lovely property located in inner-loop Bellaire in great location near parks and restaurants. Easy access to 610 loop, TMC, Galleria, and Downtown. This well-maintained home has a nice floorplan with views of the large backyard from the family room and breakfast room. Kitchen boasts granite counter tops with plenty of room for bar stool seating, a breakfast area, a walk-in pantry, and ample cabinetry for storage. Home has been enhanced with designer finishes and fixtures throughout, including window shades and plantation shutters. Family room has a beautiful fireplace, built-in shelving for entertainment, and is wired for speakers. The large primary suite upstairs includes a private home office/study. One of the secondary bedrooms has an ensuite bathroom, while the other two secondary bedrooms share a Hollywood bathroom. City of Bellaire offers so many amenities to its residents including the Nature Discovery Center, the Family Aquatic Center, Adult/Youth Athletics, and Summer camps.

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,027/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$19,048
$1,053,026
2025
$494,080
$558,946
$1,053,026
No

Tax History

Year
Tax Paid
Assessed Value
2024
$19,048
$1,053,026

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Zb Na
Conventional
$547,500
No
First
Jan 24, 2020
Feb 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$479,398
$573,628
54%
45%
$3,283/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$3,283/mo
+$57/mo
3.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bellaire

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4655 Spruce St | Property Details | No Agent List