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$285,000

NAL Estimated Property Value

4726 Oyster Lane, Bay City, TX, 77414

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,563 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$183.94 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesDisposal, Gas Oven, Microwave, Gas Range, Dishwasher, Refrigerator
FlooringTile

Exterior

Private PoolPrivate Pool
Lot Size7,357 sqft

Building Information

Year Built2018
Garage Spaces2

Land Information

APN120212
Lot Number9
Land UseResidential
Legal DescriptionBAY RIDGE SEC 2, BLOCK 1, LOT 9
Census Tract730400
Assessed Land Value$28,900
Assessed Improvement Value$240,260
Assessment Year2025

About this property

Custom 3-bed, 2-bath home offers open layout, architectural details, & private backyard pool with no back neighbors. The kitchen opens to main living area and includes a 5-burner gas range, pantry, and breakfast bar seating. Flexible dining space can function as formal dining, office, or additional living area. Primary suite features 2 walk-in closets & ensuite with dual vanities, soaking tub, and walk-in shower. Two additional bedrooms share a guest bath with dual sinks& walk-in shower. Outdoor living includes a custom pool with sun shelf & waterfall, covered patio, & deck area designed for relaxing & gathering. Situated on a quiet street, this property offers a peaceful setting with convenient access to Highway 35 and Highway 60, local employers such as STP, Tenaris, and Bay City ISD, and local shopping and dining. Easy travel toward Sugar Land, Pearland, the Texas Medical Center, and the Texas Gulf Coast, with Matagorda’s beaches and fishing less than 30 minutes away.

Investor Tools

Property Icon
$285,000
Estimated Property Value
$180,827Estimated Mortgage Balance
$104,173Estimated Equity
36% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,725 /month
Positive
Cash Flow Estimate:
$575 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$469/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,207
$269,160
2025
$28,900
$240,260
$269,160
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,207
$269,160

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Quicken Loans Llc
Conventional
$201,500
No
First
Jan 20, 2021
Feb 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$180,827
$104,173
36%
63%
$1,209/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bay City

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4726 Oyster Lane | Property Details | No Agent List