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$317,000

NAL Estimated Property Value

489 Clear Water Trl, Holly Lake Ranch, TX, 75765

$384,792 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,881 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$167.46 / sqft
Year BuiltBuilt in 1997

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
FlooringCarpet, Ceramic Tile, Laminate, Wood

Exterior

Exterior FeaturesRain Gutters, Storage

Building Information

Year Built1997
Garage Spaces2

Land Information

APN29874
Lot Number47,48
Land UseResidential
Legal DescriptionLOT 47,48 HOLLY LAKE RANCH (SEC 5)
Census Tract950602
Assessed Land Value$23,000
Assessed Improvement Value$265,840
Assessment Year2025

About this property

Gorgeous, meticulously cared for Thornton construction home in gated community of Holly Lake Ranch. Home on one acre, on cul-de-sac and backs to a waterfront wilderness lot on Holly Lake. Walk from your backyard to the lake. Expansive open concept living, kitchen, dining hardwood flooring, crown molding and wood-burning fireplace. TAmple kitchen with plenty of counter and cabinet space. Master suite with sitting area, french doors to back deck, double vanity, soaking tub,separate shower. Screened porch in back offers a lovely, quiet space to enjoy your morning coffee. Circle drive, metal roof, 2 car garage with golf cart storage and cedar-lined storage closet. Refrigerator, washer, dryer convey.

Investor Tools

Property Icon
$317,000
Estimated Property Value
$142,715Estimated Mortgage Balance
$174,285Estimated Equity
54% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$384,791
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,902 /month
Positive
Cash Flow Estimate:
$634 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$265/month
$168/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,599
$288,840
2025
$23,000
$265,840
$288,840
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,599
$288,840

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Conventional
$150,000
No
First
Sep 26, 2023
Oct 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$142,715
$174,285
54%
45%
$900/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Holly Lake Ranch

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489 Clear Water Trl | Property Details | No Agent List