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$284,999

4960 Pismo Ray Dr, Katy, TX, 77493

$292,432 ARVInfo
PendingInfo
Beds4 Beds
Baths3 Bath
Baths2,412 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$118.16 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

BankruptcyOff-Market ListAbsentee OwnerHigh EquityCash Buyers

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
FlooringCarpet, Tile

Exterior

Lot Size9,322 sqft

Building Information

Year Built2023
Garage Spaces1

Land Information

APN800049-001-030-000
Lot Number30
SubdivisionSunterra 49
Land UseResidential
Legal DescriptionS800049 SUNTERRA 49 BLK 1 LOT 30
Census Tract680100
Assessed Land Value$54,000
Assessed Improvement Value$308,900
Assessment Year2025

About this property

This two story 4-bed, 2.5-bath home with 2,412 sqft located in Sunterra community. The open-concept layout features a spacious living, dining, and kitchen area with island and pantry—perfect for everyday living and entertaining. The primary suite is on the first floor with double sinks, soaking tub, and separate shower. Upstairs offers three additional bedrooms and a full bath. Situated on a large 9,326 sq ft lot with a traditional exterior, with covered back pati. HOA amenities are amazing. You have to check the amazing pool and playground oasis. This home is located in the fast-growing Katy area near schools, amenities, and major roadways.

Investor Tools

Property Icon
$362,900
Estimated Property Value
$346,350Estimated Mortgage Balance
$0Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$292,431
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,177 /month
Positive
Cash Flow Estimate:
$726 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$593/month
$1,734/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$362,900
2025
$54,000
$308,900
$362,900
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$362,900

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Dhi Mortgage Company Ltd
Stand Alone Second / Subordinate Position
$346,350
No
First
Oct 6, 2023
Oct 2026

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$659,056
N/A
0%
182%
$4,154/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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4960 Pismo Ray Dr | Property Details | No Agent List