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$412,000

499 Kingston Rd, Jefferson, TX, 75657

Under ContractInfo
Beds3 Beds
Baths1,596 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$272.56 / sqft
Year BuiltBuilt in 1980

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
AppliancesDishwasher, Refrigerator, Electric Water Heater
FlooringHardwood

Building Information

Year Built1980

Land Information

APN11444
Lot Number258-261
Land UseResidential
Legal DescriptionHOLIDAY HARBOR S/2 LOT 258 & ALL LOTS 259-261 (1.059 ACS) WATERFRONT PROPERTY
Census Tract950300
Assessed Land Value$87,500
Assessed Improvement Value$250,090
Assessment Year2025

About this property

Lake living at its finest! This charming Lake front home is sitting in a very quite cove. Located on over an acre of land with a private floating pier. This cove is on the East end of the Lake right off the open water by the dam. It has 3 bedrooms and 2 baths and has been updated by the current owner. Two bedrooms are downstairs with the other one upstairs. Open living area with lots of windows which provides a great view of the lake. New central a/c added February 2025. This is a great place to rest and relax or the perfect place for family retreats. You will love the decks on the back overlooking the Lake, one is open and the other is covered. The land is manicured and offers places to relax under the large shade trees. The floating pier is great for the kids to swim off of and perfect for the ski boat or fishing boat. This property has a Workshop with 2 lean to, a great place to store all the lake toys. PLUS a boat ramp at the end of the road! HOA has a community pool for the kiddos.

Investor Tools

Property Icon
$412,000
Estimated Property Value
$181,649Estimated Mortgage Balance
$259,187Estimated Equity
56% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,610 /month
Positive
Cash Flow Estimate:
$870 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$536/month
$75/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,376
$337,590
2025
$87,500
$250,090
$337,590
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,376
$337,590

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Fha
$181,649
Yes
First
Jul 3, 2018
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$152,813
$259,187
62%
37%
$1,090/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Jefferson

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499 Kingston Rd | Property Details | No Agent List