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$715,000

499 Royal Navigator Road, Montgomery, TX, 77316

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,898 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$246.72 / sqft
Year BuiltBuilt in 2008

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Electric Oven, Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Tile, Vinyl Plank

Exterior

Private PoolPrivate Pool
Exterior FeaturesOutdoor Kitchen, Sprinkler System
Lot Size1.38 acres

Building Information

Year Built2008
Stories1
Roof Type105
Garage Spaces2

Land Information

APN8271-02-08800
Lot Number7
SubdivisionRidgelake Shores 02
Land UseResidential
Legal DescriptionS827102 - RIDGELAKE SHORES 02, BLOCK 3, LOT 7
Census Tract694503
Assessed Land Value$158,700
Assessed Improvement Value$565,280
Assessment Year2025

About this property

Located on 1.385 wooded acres in Ridgelake Shores community, this beautiful home offers the perfect blend of privacy, comfort & outdoor living. Situated across the street from the lake, the property features oversized 2-car garage with insulated door, sparkling pool, screened patio, outdoor kitchen, whole home generator, & spacious backyard ideal for entertaining. Inside, you'll find a dedicated home office with French doors, formal dining room, open-concept family room with soaring ceilings and fireplace, & well-appointed island kitchen with abundant cabinetry, granite countertops & breakfast area overlooking the pool. The spacious primary suite features a tray ceiling, oversized walk-in closet, dual vanities, soaking tub, & separate shower. Secondary bedrooms offer generous space & storage. Half bath & spacious utility with storage & sink. Conveniently located just minutes from The Woodlands, Conroe, Magnolia, Montgomery, Woodforest Golf Club, shopping, dining, & entertainment.

Investor Tools

$620,303Estimated Mortgage Balance
$103,677Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,344 /month
Positive
Cash Flow Estimate:
$1,448 /month

Interested in this property?

Jeffrey Morris

RE/MAX The Woodlands & Spring

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,095/month
$350/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,520
$723,980
2025
$158,700
$565,280
$723,980
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,520
$723,980

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Commonwealth Mortgage Of Texas Lp
Va
$670,499
Yes
First
Jun 27, 2022
Jul 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$620,303
$103,677
14%
86%
$4,020/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Montgomery

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499 Royal Navigator Road | Property Details | No Agent List