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$148,000

NAL Estimated Property Value

500 E Monterey St, Denison, TX, 75021

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,112 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$134.89 / sqft
Year BuiltBuilt in 1940

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
AppliancesGas Range
FlooringLaminate, Wood

Exterior

Lot Size10,402 sqft

Building Information

Year Built1940

Land Information

APND029 3007069
Lot Number120,121
SubdivisionBelmont
Land UseResidential
Legal DescriptionBELMONT, LOT 120 & 121, ACRES .2388
Census Tract000600
Assessed Land Value$48,776
Assessed Improvement Value$93,146
Assessment Year2025

About this property

This charming home sits on a spacious corner lot, spanning two full lots, offering a beautifully maintained yard and ample outdoor space. 3 bedrooms, 1 bath. Nestled in a quiet, well-established neighborhood with mature trees, it provides both tranquility and timeless appeal.

Investor Tools

Property Icon
$148,000
Estimated Property Value
$140,416Estimated Mortgage Balance
$7,584Estimated Equity
5% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$900 /month
Positive
Cash Flow Estimate:
$300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$335/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,285
$141,922
2025
$48,776
$93,146
$141,922
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,285
$141,922

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Conventional
$142,500
No
First
Jul 3, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$140,416
$7,584
5%
95%
$855/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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500 E Monterey St | Property Details | No Agent List