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$488,000

NAL Estimated Property Value

5026 Shining Creek Ct, Katy, TX, 77494

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,847 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$163.33 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Tile, Wood

Exterior

Lot Size7,200 sqft

Building Information

Year Built2003
Stories2
Roof Type105
Garage Spaces2

Land Information

APN2290-14-002-0410-914
Lot Number41
SubdivisionCinco Ranch West Sec 14
Land UseResidential
Legal DescriptionCINCO RANCH WEST SEC 14, BLOCK 2, LOT 41
Census Tract673106
Assessed Land Value$68,900
Assessed Improvement Value$342,880
Assessment Year2025

About this property

Welcome to 5026 Shining Creek Court, a beautifully updated home in the exclusive 55+ gated community of Heritage Grand in Cinco Ranch. This elegant home is filled with natural light, high ceilings, and thoughtful upgrades. The leaded glass front door opens to wood floors and a dramatic staircase. French doors lead to a private study with custom built ins, located across from the formal dining room. The spacious family room boasts a gas log fireplace, built-ins, and large windows. The open kitchen is a chef’s dream with stainless steel appliances, a five-burner gas cooktop, double oven, and sleek granite countertops. The first-floor primary suite includes a jetted tub, separate shower, and custom walk-in closet. Upstairs offers two bedrooms, a full bath, and extra living space. Outside, enjoy the large backyard with a sprinkler system and french drains that help maintain the landscaping. Located near shopping, dining, and major highways—schedule your showing today!

Investor Tools

Property Icon
$488,000
Estimated Property Value
$353,121Estimated Mortgage Balance
$134,879Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,928 /month
Positive
Cash Flow Estimate:
$976 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$538/month
$349/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,019
$411,780
2025
$68,900
$342,880
$411,780
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,019
$411,780

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Sba Participation Trust Deed
$360,000
No
First
Apr 3, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$353,121
$135,879
27%
72%
$2,159/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,580/mo
$2,508/mo
+$72/mo
6.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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5026 Shining Creek Ct | Property Details | No Agent List