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$386,127

NAL Estimated Property Value

505 Kempson Ct, Saginaw, TX, 76179

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,375 Sq Ft
price_per_sqft$157.89 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
FlooringCarpet, Tile, Wood

Exterior

Lot Size8,747 sqft

Building Information

Year Built2006
Stories1
Garage Spaces2

Land Information

APN8537C-5-34
Lot Number34
SubdivisionCourts Of Willow Creek Addn
Land UseResidential
Legal DescriptionCOURTS OF WILLOW CREEK ADDN BLOCK 5 LOT 34
Census Tract114014
Assessed Land Value$70,000
Assessed Improvement Value$316,127
Assessment Year2025

About this property

Welcome to 505 Kempson in Saginaw! This beautifully maintained 3-bedroom, 2.5-bath home is full of updates and move-in ready. The spacious floor plan includes a bonus room and dedicated office in addition to the three bedrooms, giving you plenty of room to spread out. The primary suite features a newly installed walk-in shower, and you’ll appreciate the peace of mind that comes with a newer roof and HVAC system. Step outside to enjoy the covered back porch and private, fenced backyard—perfect for relaxing or entertaining. This home also comes with incredible savings: it has an assumable VA loan with a 2.49% interest rate, plus the seller is offering $3,000 in concessions for new carpet and will cover one year of HOA dues.

Investor Tools

Property Icon
$386,127
Estimated Property Value
$187,227Estimated Mortgage Balance
$198,900Estimated Equity
51% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,317 /month
Positive
Cash Flow Estimate:
$772 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$706/month
$288/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,544
$386,127
2025
$70,000
$316,127
$386,127
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,544
$386,127

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Quicken Loans Llc
Va
$206,202
Yes
First
Jul 17, 2021
Aug 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$187,227
$198,900
51%
48%
$1,237/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,710/mo
$1,525/mo
+$1,185/mo
8.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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