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$849,000

NAL Estimated Property Value

5201 Ruger Ln, McKinney, TX, 75071

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,070 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$276.55 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3.5Bathrooms Full 3.5
AppliancesDishwasher, Disposal, Gas Cooktop, Tankless Water Heater
FlooringCarpet, Ceramic Tile

Exterior

Lot Size1.11 acres

Building Information

Year Built2018
Stories1
Garage Spaces5

Land Information

APNR-11356-00A-0070-1
Lot Number7
SubdivisionHunter Lakes
Land UseResidential
Legal DescriptionHUNTER LAKES, BLK A, LOT 7
Census Tract030201
Assessed Land Value$182,325
Assessed Improvement Value$526,640
Assessment Year2025

About this property

A beautiful one-story McKinney home is situated in a fabulous neighborhood on a cul-de-sac street, with 5-car garages and an extended driveway. This lovely original owner home backs to a private tree lined residence. The back patio is covered and extended and includes a stone fireplace to enjoy the Texas sunsets. Your family will love the open concept inside with a spacious kitchen including Granite countertops, a gas cooktop, stainless steel appliances and a butlers pantry area. The formal dining room is great for family dinners, and the home office is located up at the front for privacy. The primary bedroom sits in the back of the house overlooking the spacious back yard, and the family room includes a beautiful stone fireplace.

Investor Tools

Property Icon
$849,000
Estimated Property Value
$314,713Estimated Mortgage Balance
$534,287Estimated Equity
62% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,094 /month
Positive
Cash Flow Estimate:
$1,698 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,000/month
$495/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,758
$708,965
2025
$182,325
$526,640
$708,965
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,758
$708,965

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cardinal Financial Company Lp
Conventional
$350,000
No
First
Apr 12, 2021
May 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$314,713
$534,287
62%
37%
$2,099/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,520/mo
$2,594/mo
+$926/mo
5.0%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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5201 Ruger Ln | Property Details | No Agent List