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$219,699

NAL Estimated Property Value

5202 J I Bruce Dr, Temple, TX, 76502

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,319 Sq Ft
price_per_sqft$176.65 / sqft
Year BuiltBuilt in 1997

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Water Heater
FlooringVinyl

Exterior

Lot Size6,800 sqft

Building Information

Year Built1997
Stories1
Roof Type105
Garage Spaces2

Land Information

APN171524
Lot Number1
SubdivisionThe Commons Of Waterford Park
Land UseResidential
Legal DescriptionTHE COMMONS OF WATERFORD PARK, BLOCK 005, LOT PT 1, (LESS S 1') (LESS S 1')
Census Tract021301
Assessed Land Value$42,000
Assessed Improvement Value$177,699
Assessment Year2025

About this property

Don't Miss One of the Best Deals in Temple! New Shingles installed last month. This charming three-bedroom, two-bath home offers comfort and convenience in a prime location. Just minutes from Scott and White, major shopping, and dining, and nestled in a friendly neighborhood where neighbors greet you with a smile and a wave as they walk their dogs. Step inside to discover stunning new flooring throughout the home. Enjoy the new stove and you have the refrigerator included. You will never have to worry about storage. In the backyard, There is 10x12 shed. You'll love the spacious Great Room with its cozy fireplace, perfect for relaxing. The open layout seamlessly connects the dining area and kitchen, making it ideal for entertaining or enjoying your downtime. Down the hall, you'll find two well-sized bedrooms and a shared bathroom, while the master suite is privately located on the other side of the home, offering a peaceful retreat from the outside world. Free-Portable Storage 10'-12' with the house. This deal won’t last long—call today to schedule your showing! Buyer Incentive of $3000 to go for buyer's closing cost or rate buy down for an offer under contract by April 30, 2025 and funds. Owners Financing Available Sellers will consider owner financing.

Investor Tools

Property Icon
$219,699
Estimated Property Value
$186,796Estimated Mortgage Balance
$32,903Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,398 /month
Positive
Cash Flow Estimate:
$466 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$554/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,550
$219,699
2025
$42,000
$177,699
$219,699
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,550
$219,699

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pravin Bhagat Etal
Commercial
$189,000
No
First
Sep 30, 2025
Sep 2032

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$186,796
$32,903
14%
85%
$1,134/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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5202 J I Bruce Dr | Property Details | No Agent List