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$443,063

NAL Estimated Property Value

5205 Sutton Circle 5205, McKinney, TX, 75070

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,705 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$269.79 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Vented Exhaust Fan
FlooringTile, Wood

Exterior

Exterior FeaturesRain Gutters
Lot Size28.19 acres

Building Information

Year Built2016
Stories1
Garage Spaces2

Land Information

APNR-10189-114-5205-1
Lot Number5205
SubdivisionRetreat At Craig Ranch The (Cmc)
Land UseResidential
Legal DescriptionRETREAT AT CRAIG RANCH THE (CMC), BLDG 114, UNIT 5205, (AMENDED) (AMENDED)
Census Tract030542
Assessed Land Value$140,000
Assessed Improvement Value$303,063
Assessment Year2025

About this property

Experience refined living in this beautifully updated 2-bdrm, 2-bath detached condo + an office & 2-car garage, nestled in the prestigious Retreat at Craig Ranch. This elegant residence offers the ultimate lock-and-leave lifestyle, with all lawn care & exterior maintenance covered by the HOA—freeing you to enjoy the finer things in life. Step inside to a thoughtfully designed interior, where rich engineered wood flooring extends through the main living spaces & into both bedrooms, creating a cohesive & inviting ambiance. The gourmet kitchen is a culinary masterpiece, featuring quartz countertops, crisp white cabinetry, designer gold fixtures & stainless steel appliances. A new gas hook-up & range elevate the cooking experience, while a striking designer backsplash adds visual flair. The oversized center island with bar seating opens gracefully to the dining area & spacious family room—perfect for entertaining or relaxing by the fireplace with a new gas starter & high-end finishes throughout. A set of French doors reveals a private home office—ideal for remote work or quiet study. The primary suite is a sanctuary of style & serenity, offering a spacious bedroom retreat & a spa-inspired en-suite bath with a garden tub, rain-glass walk-in shower, dual quartz vanities & a generous walk-in closet. A thoughtfully designed split guest suite provides comfort & privacy, with an impeccably updated guest bathroom showcasing new tile, lighting, fixtures & flooring. Step outside to a serene covered patio, perfect for morning coffee or intimate evening gatherings. The meticulously landscaped backyard, enclosed with striking wrought iron fencing, provides just the right amount of space—beautifully maintained by the HOA for worry-free enjoyment. Residents also enjoy access to the newly renovated community clubhouse, complete with a state-of-the-art fitness center, inviting club room & sparkling pool with spa. All of this, just moments from premier shopping, dining & major highways.

Investor Tools

Property Icon
$443,063
Estimated Property Value
$425,969Estimated Mortgage Balance
$17,094Estimated Equity
3% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,760 /month
Positive
Cash Flow Estimate:
$920 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$830/month
$445/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,746
$443,063
2025
$140,000
$303,063
$443,063
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,746
$443,063

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Unknown
$428,450
No
First
Jan 8, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$425,969
$17,094
3%
96%
$2,569/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,940/mo
$3,014/mo
$-1,074/mo
5.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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5205 Sutton Circle 5205 | Property Details | No Agent List