B+

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Owner Contacts

$675,000

5209 Spruce Creek Ln, El Paso, TX, 79932

Pending

5 Beds

4 Bath

3,661 Sq Ft

Single Family Residence

$184.38 / sqft

Built in 1973

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5

Bathrooms Full 3

Bathrooms Half 1

Indoor Fireplace

Garage Available

Heating Forced Air Unit

Cooling

AppliancesRange, Cooktop, Dishwasher, Double Oven, Electric Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator

FlooringTile, Carpet, Brick, Hardwood

Exterior

Private Pool

Lot Size15,754 sqft

Building Information

Year Built1973

Stories1

Roof Type104

Garage Spaces2

Land Information

APNT129-999-0010-1100

SubdivisionTennis West Estates

Land UseResidential

Legal Description1 TENNIS WEST ESTATES 6 & NLY TRIA OF 7

Census Tract010229

Assessed Land Value$83,860

Assessed Improvement Value$407,558

Assessment Year2025

About this property

Single level custom home on corner lot and located on a quiet cul-de-sac in highly desirable Tennis West Estates. Formal living room, Atrium w/skylights, Formal dining room with built-in buffet or china cabinet. Den w/vaulted ceilings & fireplace & access to side courtyard. Beautiful kitchen w/island & Corian countertops plus side courtyard. Lots of cabinets. Large breakfast area w/built-in buffet. Primary suite & primary bathroom w/whirlpool tub/shower & 2 separate vanities plus walk-in closets. Second bedroom used as office/study, Third bedroom is nice guestroom. 4th bedroom is maids quarters or exercise room. Large backyard can accommodate a swimming pool. (Amenities: Antique brick walkway on side courtyard. 2 blocks from Tennis West Racquet Club plus 40-Love Restaurant. Beautiful Tennis West community with lakes and common areas. Minutes from New Mexico and great neighborhood with mature trees!)

Investor Tools

$281,584Estimated Mortgage Balance

$367,416Estimated Equity

56% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,050 /month

Positive

Cash Flow Estimate:

$1,350 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$789/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$6,218

$491,418

2025

$83,860

$407,558

$491,418

Tax History

Year

Tax Paid

Assessed Value

2024

$6,218

$491,418

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Wells Fargo Bank Na

Reverse Mortgage / Hecm

$495,000

First

Sep 21, 2010

N/A

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$281,584

$367,416

56%

43%

$1,944/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,420/mo

$1,944/mo

$-524/mo

2.6%

Learn About the Market: Opportunity in El Paso

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El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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