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$575,000

535 Hilltop Drive, Decatur, TX, 76234

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths1,942 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$296.09 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Microwave
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Private PoolPrivate Pool
Exterior FeaturesDog Run, Rain Gutters, Storage
Lot Size5 acres

Building Information

Year Built1977
Stories1
Roof Type158
Garage Spaces2

Land Information

APNR1090.0009.00
Lot Number9
SubdivisionHilltop Ranch
Land UseResidential
Legal DescriptionLOT 9 HILLTOP RANCH
Census Tract150103
Assessed Land Value$167,493
Assessed Improvement Value$422,094
Assessment Year2025

About this property

Country living close to city amenities on 5 acres, this one-level 3-bdrm, 2.5-bath home has received a complete makeover and is ready for a new family to call it home. NEW AC-July 2022, NEW well-Oct 2020, NEW flooring, doors and baseboards, and lighting fixtures. Kitchen is all new with painted cabinets, quartz cabinets, ss appl, farm sink, island, and tile backsplash. Entertain guests in this fabulous open floor plan that features 2 dining and living areas. Primary bedroom has ensuite bath with barn door, new vanity, shower, and walk-in closet. Private guest house has been completely remodeled with country charm & includes a great room with free-standing stove, kitchen, and dining area with laminate flooring. Single bdrm and bath that have been updated, as well. Exterior features include multiple entertaining spaces, above ground pool with multi-level decking, & large shed that has been transformed into a game room. NEW 3-rail fencing and rm for 2 horses in the 2-stall horse barn.

Investor Tools

Property Icon
$589,587
Estimated Property Value
$0Estimated Mortgage Balance
$175,849Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,538 /month
Positive
Cash Flow Estimate:
$1,179 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$780/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,413
$589,587
2025
$167,493
$422,094
$589,587
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,413
$589,587

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cardinal Financial Company Lp
Conventional
$444,000
No
First
Sep 13, 2022
Oct 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$413,738
$175,849
29%
70%
$2,663/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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535 Hilltop Drive | Property Details | No Agent List