1view

Owner Contacts

$363,000

NAL Estimated Property Value

540 Westcross St, Houston, TX, 77018

Off Market

3 Beds

3 Bath

2,017 Sq Ft

Single Family Residence

$1.19 / sqft

Built in 2016

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Electric Oven, Microwave, Gas Cooktop, Gas Range, Dishwasher

FlooringTile, Wood

Exterior

Lot Size1,681 sqft

Building Information

Year Built2016

Garage Spaces1

Land Information

APN1368020010007

Lot Number7

Land UseResidential

Legal DescriptionLT 7 BLK 1 WEST CROSS VILLAS

Census Tract530600

Assessed Land Value$92,827

Assessed Improvement Value$267,989

Assessment Year2025

About this property

Welcome to 540 West Cross Street, a striking three-story single-family home situated in a gated community within the highly desirable Garden Oaks area of Houston. Featuring elegant oak flooring throughout—no carpet at all—and spacious bedrooms bathed in natural light, this home blends style and comfort effortlessly. A dedicated office space offers the perfect environment for remote work, while the inviting living area centers around a cozy fireplace. Step out to your private backyard oasis, where quiet mornings with coffee or lively evenings with friends are equally at home. With vibrant dining, parks, and entertainment just minutes away, this property delivers the perfect balance of modern living and neighborhood charm.

Investor Tools

$363,000

Estimated Property Value

$243,350Estimated Mortgage Balance

$119,650Estimated Equity

35% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,178 /month

Positive

Cash Flow Estimate:

$726 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$786/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,612

$360,816

2025

$92,827

$267,989

$360,816

Tax History

Year

Tax Paid

Assessed Value

2024

$7,612

$360,816

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Pennymac Loan Services Llc

Conventional

$276,175

First

Apr 17, 2020

May 2050

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$243,350

$132,650

35%

67%

$1,656/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,722/mo

$1,656/mo

+$66/mo

5.7%

Learn About the Market: Opportunity in Houston

Explore

Houston

Houston is one of the most economically diverse metros in the country — and one of its most globally connected. Known as the Energy Capital of the World, the city also anchors the Texas Medical Center, a massive port, and a thriving aerospace presence tied to NASA’s Johnson Space Center.

From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

Explore This Area