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$540,000

NAL Estimated Property Value

549 Lower Elgin Rd, TX, 78621

$577,803 ARVInfo
Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,185 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$249.2 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
CoolingCooling
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesNone
Lot Size32,278 sqft

Building Information

Roof Type105
Garage Spaces2

Land Information

APNR8728814
Lot Number5
Land UseResidential
Legal DescriptionLOWER ELGIN ROAD SUBDIVISION, LOT 5, ACRES 0.741
Census Tract950101
Assessed Land Value$101,067
Assessed Improvement Value$359,779
Assessment Year2025

About this property

EAUTIFUL custom built home sitting on a 0.74+/- acre lot! This approximately 2185 square feet beauty includes 3 Bedrooms, 2 Bathroom, an office and an additional bonus room upstairs that could easily become a crafting space, game room, additional office space or in home theater! The living area has a high beamed ceiling and there are professionally crafted new cabinetry in the massive walk-in pantry and kitchen! Large laundry room just off the mud space that leads you to a huge 2 car garage! Enjoy the summer evenings in the backyard in the country with covered back porch. Two car attached garage! All that’s missing is YOU!

Investor Tools

Property Icon
$540,000
Estimated Property Value
$545,425Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$577,803
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,267 /month
Positive
Cash Flow Estimate:
$1,089 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$786/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$460,846
2025
$101,067
$359,779
$460,846
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$460,846

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Va
$547,800
Yes
First
Jan 5, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$545,425
N/A
0%
101%
$3,285/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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549 Lower Elgin Rd | Property Details | No Agent List