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$330,000

55 Wisteria St, Waco, TX, 76708

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,540 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$211.04 / sqft
Year BuiltBuilt in 1988

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Vented Exhaust Fan
FlooringVinyl

Exterior

Lot Size9,601 sqft

Building Information

Year Built1988
Stories1
Roof Type105
Garage Spaces2

Land Information

APN180265000012000
Lot Number12
SubdivisionLake Oaks Village
Land UseResidential
Legal DescriptionLAKE OAKS VILLAGE LOT 12 BLOCK 1 ACRES .2204
Census Tract004105
Assessed Land Value$29,950
Assessed Improvement Value$229,250
Assessment Year2025

About this property

New Listing in Lake Oaks Village – China Spring Welcome to this beautiful home in Lake Oaks Village in China Spring, perfectly situated in a prime location! Just right around the corner from Lake Waco Golf Club and minutes from Airport Park, you’ll enjoy easy access to Airport Beach on Lake Waco, campgrounds, and the Airport Park boat ramp. The home is also conveniently located near top-rated local schools, shopping, and restaurants — and just 15 minutes from downtown Waco. This truly is an unbeatable location. This move-in-ready 3-bedroom, 2-bath home is one you must see in person! In 2024, several impressive exterior upgrades were completed, including new board and batten siding, upgraded gutters, new garage and exterior doors, and a newly poured concrete back patio with a covered porch overhang — perfect for outdoor entertaining. Inside, you’ll find fresh trim work throughout and a stunning new oversized shower in the primary bathroom. The split-bedroom layout offers privacy, with the primary suite located at the rear of the home and the two additional bedrooms and bath situated at the front. The open-concept living room, dining area, and kitchen create a warm and inviting atmosphere. A large brick fireplace anchors the living room, adding character and comfort. The kitchen features granite countertops and abundant cabinet space, ideal for everyday living and entertaining. The primary suite is a true retreat, complete with a spacious bathroom, dual walk-in closets, and the newly upgraded elegant shower. The showstopper, however, is the outdoor living space. The large covered patio is the perfect place to relax, host a BBQ, or watch the big game with family and friends. This gem won’t last long — schedule your private showing today!

Investor Tools

Property Icon
$330,000
Estimated Property Value
$142,652Estimated Mortgage Balance
$191,591Estimated Equity
57% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,980 /month
Positive
Cash Flow Estimate:
$660 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$419/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,382
$249,743
2025
$29,950
$229,250
$259,200
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,382
$249,743

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Central Tx
Closed-End Mortgage / Closed-End With Future Advance Clause
$142,652
No
First
Sep 20, 2024
Sep 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$138,409
$183,591
57%
42%
$856/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$856/mo
+$474/mo
4.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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55 Wisteria St | Property Details | No Agent List