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$875,000

5545 Cliff Estates Rd, Temple, TX, 76502

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,650 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$330.19 / sqft
Year BuiltBuilt in 2009

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
AppliancesDishwasher, Electric Water Heater, Disposal
FlooringCarpet, Tile

Exterior

Lot Size2.04 acres

Building Information

Year Built2009
Stories1
Garage Spaces3

Land Information

APN73219
SubdivisionCliff Estates Re-Subdivision
Land UseResidential
Legal DescriptionCLIFF ESTATES RE-SUBDIVISION, BLOCK 001, LOT 0018, (TOD DEED), ACRES 2.04 (TOD DEED)
Census Tract020204
Assessed Land Value$176,836
Assessed Improvement Value$523,330
Assessment Year2025

About this property

AMAZING OPPORTUNITY to have 2 PRIVATE ACRES near LAKE BELTON with a 2659 SF home + 36X60 INSULATED SHOP with SEPARATE DRIVE and Multi-Level Decking and POOL! This property is outside city limits and NO HOA + 22x40 covered RV parking with 200AMP Power. Functional floor plan has 3 Full beds, 2.5 baths + LARGE OFFICE and Formal Dining Room. Tuscan interior features include open living, dining and kitchen with A WALL OF WINDOWS for taking in BEAUTIFUL OUTDOOR VIEWS. The Kitchen has Granite and stone accents, Prep Island and breakfast bar, 2 PANTRIES, and plenty of custom cabinets. EXTRA LARGE PRIMARY SUITE has grand windows, Jetted tub and spacious walk-shower. A Large laundry room with sink and storage lead to OVERSIZED THREE CAR GARAGE with a mini-split for optional climate control in the garage. ADDITIONAL 16x16 workshop with power and a roll up door is ready for a “SHE-SHED” or extra storage. Large workshop has 2 roll up doors, insulation and power. There is a CHICKEN COOP and FENCED GARDEN AREA! SURROUNDED BY TREES and manicured for peaceful living, THIS PROPERTY IS A MUST SEE! Belton ISD!

Investor Tools

$626,343Estimated Mortgage Balance
$292,036Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,496 /month
Positive
Cash Flow Estimate:
$1,832 /month

Interested in this property?

Suzanne Payne

Fathom Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$947/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,788
$583,576
2025
$176,836
$523,330
$700,166
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,788
$583,576

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Quicken Loans Llc
Va
$429,030
Yes
First
Nov 28, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$626,343
$289,657
31%
68%
$4,114/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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5545 Cliff Estates Rd | Property Details | No Agent List