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$356,319

NAL Estimated Property Value

6004 Palomonte Dr, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,111 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$155.85 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal, Refrigerator, Microwave, Range
FlooringCarpet, Ceramic Tile

Exterior

Lot Size8,390 sqft

Building Information

Year Built2020
Stories2
Garage Spaces2

Land Information

APN484539
Lot Number10
SubdivisionBella Terra Phase I
Land UseResidential
Legal DescriptionBELLA TERRA PHASE I, BLOCK 006, LOT 0010
Census Tract021305
Assessed Land Value$55,000
Assessed Improvement Value$301,319
Assessment Year2025

About this property

Welcome to this beautifully upgraded 4-bedroom, 3-bathroom Carothers Home located in the sought-after Bella Terra subdivision in Temple, TX. This home offers a spacious and functional layout with high-end builder upgrades and thoughtful design throughout. Step inside to find elegant wooden ceramic tile flooring, rich wood beams that add warmth and character to the living room, and a dedicated office perfect for working from home or study. The upstairs features a private 4th bedroom/loft complete with its own full bathroom, ideal for guests, multi-generational living, or a second living space. The kitchen and living areas are open and inviting, perfect for entertaining or everyday living. The outdoor space is a true retreat, featuring professionally upgraded landscaping and a custom outdoor fireplace, ideal for relaxing evenings or gatherings. Located just minutes from Scott & White Hospital, I-35, parks, walking trails, and the neighborhood pool, this home offers both convenience and comfort in one of Temple’s most desirable communities. Don't miss your opportunity to own a home that blends style, function, and location.

Investor Tools

Property Icon
$356,319
Estimated Property Value
$249,879Estimated Mortgage Balance
$106,440Estimated Equity
29% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,138 /month
Positive
Cash Flow Estimate:
$713 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$823/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,097
$356,319
2025
$55,000
$301,319
$356,319
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,097
$356,319

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Va
$279,000
Yes
First
Dec 18, 2020
Jan 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$249,879
$106,440
29%
70%
$1,673/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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6004 Palomonte Dr | Property Details | No Agent List