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$409,000

NAL Estimated Property Value

6020 Whispering Lakes Dr, Katy, TX, 77493

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,254 Sq Ft
price_per_sqft$155.28 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Microwave, Electric Cooktop, Dishwasher
FlooringCarpet, Tile, Vinyl

Building Information

Year Built2002
Stories1
Garage Spaces2

Land Information

APN938901-002-013-000
Lot Number13
SubdivisionWhispering Lakes Replat
Land UseResidential
Legal DescriptionS938901 WHISPERING LAKES (REPLAT) BLK 2 LOT 13
Census Tract680100
Assessed Land Value$90,000
Assessed Improvement Value$240,890
Assessment Year2025

About this property

Desirable 3/2/2 one-story home in Whispering Lakes neighborhood in old Katy. Open floor plan allows for easy living/entertaining and access to spacious back porch. Home located on lake provides lake views and no back yard neighbors. Enjoy the view across the water and the cool southern breezes from across the lake. Front yard has a fenced/gated courtyard for additional privacy. Spacious master bedroom suite located at opposite side of home from two additional large bedrooms/bath. City of Katy services with no MUD tax. Low city of Katy tax rate - also located in Waller County. One owner. Recent roof and recent privacy fence. Zoned to Katy High, Katy Jr. and Katy Elementary. GO TIGERS!

Investor Tools

Property Icon
$409,000
Estimated Property Value
$259,040Estimated Mortgage Balance
$149,960Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,454 /month
Positive
Cash Flow Estimate:
$818 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$297/month
$800/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,518
$330,890
2025
$90,000
$240,890
$330,890
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,518
$330,890

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$277,000
No
First
Nov 17, 2022
Dec 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$259,040
$163,960
38%
63%
$1,661/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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6020 Whispering Lakes Dr | Property Details | No Agent List