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$211,000

NAL Estimated Property Value

604 Cho Street, Hillsboro, TX, 76645

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,495 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$133.78 / sqft
Year BuiltBuilt in 1979

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven
FlooringCarpet, Ceramic Tile

Exterior

Lot Size11,979 sqft

Building Information

Garage Spaces2

Land Information

APN114142
Lot Number2
SubdivisionMeadow Terrace
Land UseResidential
Legal DescriptionMEADOW TERRACE BLK 5 LT 2
Census Tract961000
Assessed Land Value$14,100
Assessed Improvement Value$187,200
Assessment Year2025

About this property

Welcome to 604 Cho Street, a charming brick home nestled in a quiet, established Hillsboro neighborhood. This well-maintained 3 bedroom, 2 bath residence offers 1,495 sq. ft. of comfortable living space on a spacious 0.28 acre lot, perfect for those seeking small town charm with room to breathe. Step inside to a warm and inviting living area featuring vaulted ceilings and a cozy fireplace, ideal for family gatherings or quiet evenings at home. The terracotta style tile floors flow seamlessly through the main living, dining, and kitchen areas, adding both durability and character. The kitchen offers plenty of storage and counter space, opening up to the dining area for easy entertaining. Each bedroom is generously sized, and the home includes two full bathrooms for convenience. Enjoy relaxing outdoors under mature shade trees in the large backyard, complete with an enclosed patio and storage building perfect for hobbies, gardening, or extra storage. The exterior has been recently painted, giving the home a fresh, well kept look. Conveniently located near local schools, shopping, and historic downtown Hillsboro, this property combines comfort, charm, and practicality in one inviting package.

Investor Tools

Property Icon
$211,000
Estimated Property Value
$145,266Estimated Mortgage Balance
$65,734Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,266 /month
Positive
Cash Flow Estimate:
$422 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$178/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,079
$201,300
2025
$14,100
$187,200
$201,300
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,079
$201,300

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Winfred Lambert Jefferson
Seller Carryback / Seller Financing / Seller Take-Back
$147,200
No
First
Aug 15, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$145,266
$65,734
31%
69%
$883/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Hillsboro

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604 Cho Street | Property Details | No Agent List