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$314,000

NAL Estimated Property Value

604 Mallard Dr, Saginaw, TX, 76131

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,102 Sq Ft
price_per_sqft$119.25 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
FlooringCarpet, Ceramic Tile, Vinyl, Wood

Exterior

Lot Size7,379 sqft

Building Information

Year Built2006
Stories2
Garage Spaces2

Land Information

APN17657G-7-22
Lot Number22
SubdivisionHeather Ridge Estates
Land UseResidential
Legal DescriptionHEATHER RIDGE ESTATES BLOCK 7 LOT 22
Census Tract114003
Assessed Land Value$65,000
Assessed Improvement Value$201,025
Assessment Year2025

About this property

Beautiful Home in Saginaw ISD! 4 bedrooms, 3 Baths, don't miss this open-living, two-story brick home in desirable Heather Ridge Estates. Guests are greeted with a large floor plan offering plenty of flex space for their needs. Hardwood flooring and ceramic tile through the main floor. The spacious kitchen offers stainless steel appliances with an included refrigerator, all-wood cabinets, and diagonal tile backsplash. The eat-in kitchen space. Nice backyard with pergola. Large upstairs game room landing leads to spacious Master Bedroom with dual vanity en-suite with garden tub, separate shower, and a spacious walk-in closet! Upgrades include a tankless hot water system. Must See IT!

Investor Tools

Property Icon
$314,000
Estimated Property Value
$259,051Estimated Mortgage Balance
$54,949Estimated Equity
17% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,219 /month
Positive
Cash Flow Estimate:
$740 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$604/month
$175/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,682
$266,025
2025
$65,000
$201,025
$266,025
Yes (2024)

Tax History

Year
Tax Paid
Assessed Value
2024
$5,682
$266,025

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Ameritrust Mortgage Corp
Conventional
$262,500
No
First
Aug 7, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$259,051
$54,949
17%
83%
$1,574/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$1,749/mo
+$921/mo
10.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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604 Mallard Dr | Property Details | No Agent List