NoAgentList RatingHow are grades calculated?

1view

Owner Contacts

$942,000

NAL Estimated Property Value

609 Harvard St, Houston, TX, 77007

Off Market

4 Beds

3 Bath

1,858 Sq Ft

Single Family Residence

$551.67 / sqft

Built in 1920

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4

Bathrooms Full 1

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesWater Heater, Disposal, Ice Maker, Gas Oven, Microwave, Gas Range, Dishwasher, Refrigerator

FlooringStone, Tile, Wood

Exterior

Lot Size6,599 sqft

Building Information

Year Built1920

Garage Spaces2

Land Information

APN0210090000010

Lot Number10

SubdivisionHouston Heights

Land UseResidential

Legal DescriptionLT 10 BLK 277 HOUSTON HEIGHTS

Census Tract510400

Assessed Land Value$660,000

Assessed Improvement Value$122,576

Assessment Year2025

About this property

Per Seller - An easement that caused issues has now been completely removed & is no longer an issue - 609 Harvard, located in the heart of the Heights, and is a perfect blend of historical charm and modern comfort. This meticulously updated home, zoned to Harvard Elementary, sits on a large 6,600 sf lot with 4 beds (2 ENSUITE with walk-in closets), and 3 full baths. Updates include: exterior and interior paint, foundation, electrical, HVAC (dual zone), ductwork, stainless steel appliances, marble counters, and completely renovated kitchens and baths. It features 11-ft ceilings, built-ins, period stained glass, real hardwood floors, high-end fixtures & hardware, and recessed lighting. The 2-story garage has build-out potential for a garage apartment or home office, with existing framing and installed electrical. Enjoy proximity to White Oak’s amenities and all that the Heights has to offer!

Investor Tools

$942,000

Estimated Property Value

$795,248Estimated Mortgage Balance

$146,752Estimated Equity

17% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$6,150 /month

Positive

Cash Flow Estimate:

$2,050 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,529/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$13,635

$782,576

2025

$660,000

$122,576

$782,576

Tax History

Year

Tax Paid

Assessed Value

2024

$13,635

$782,576

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Cadence Bank Na

Building Or Construction Loan

$803,270

First

Jun 16, 2025

Jul 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$795,248

$166,752

17%

84%

$5,141/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,960/mo

$5,141/mo

$-3,181/mo

2.5%

Learn About the Market: Opportunity in Houston

Explore

Houston

Houston is one of the most economically diverse metros in the country — and one of its most globally connected. Known as the Energy Capital of the World, the city also anchors the Texas Medical Center, a massive port, and a thriving aerospace presence tied to NASA’s Johnson Space Center.

From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

Explore This Area