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$430,000

6123 Parma Ln, Temple, TX, 76502

Under ContractInfo
Beds4 Beds
Baths3 Bath
Baths2,152 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$199.81 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Range, Plumbed For Ice Maker, Range Hood, Vented Exhaust Fan, Water Heater, Microwave, Range
FlooringTile

Building Information

Year Built2023
Stories1
Roof Type105
Garage Spaces2

Land Information

APN506204
Lot Number16
SubdivisionBella Terra Phase Ii
Land UseResidential
Legal DescriptionBELLA TERRA PHASE II, BLOCK 009, LOT 0016
Census Tract021305
Assessed Land Value$55,000
Assessed Improvement Value$325,913
Assessment Year2025

About this property

PRICE IMPROVEMENT with Concessions as part of the Offer. Stunning 2023 Custom Home in Bella Terra Subdivision - Temple, TX 4 Bed-2.5 Bath-3 Car Garage-Premium Lot-Upgrades Galore,Welcome to this practically brand new 2023 custom home, nestled in the highly sought-after Bella Terra Subdivision off South 31st Street in Temple, TX. This immaculate home is designed with both elegance & functionality, boasting an array of luxury upgrades & thoughtful details. From the spacious 3-car garage to the carefully crafted interior, this home offers modern living at its finest. Key Features & Upgrades: *Fully Spray-Foamed House & Garage*Premium Full-Tile Flooring*Custom Cabinets with soft-close hinges*Upgraded Luxury Leathered Granite countertops in kitchen & baths*Farmhouse Sink & Gas Range for the ultimate cooking experience*Stone Wood Burning Fireplace with gas assist log starter*Pre-wired for Whole-House Generator Power in case of Storm Power Outages*Irrigated Garden Drip Line & Full Yard Irrigation with fresh sod & Stone Edge Landscaping, crushed limestone side garden area*No neighbors to the right*Curbless Walk-In Shower with multiple niches & Upgraded ¼-inch Shower Glass*Under-Cabinet Lighting in the kitchen*Recessed Lighting throughout with adjustable temperature/color options*Pre-wired for Security Cameras around the exterior & main living areas*Floor Electrical Outlet in living room*Pre-Wired Cat 6 Ethernet*Ceiling Fans in all bedrooms & on back patio*4 Mature Trees for shade & natural beauty*Crown Molding in living areas & primary bedroom*Herringbone Kitchen Backsplash*Luxury Chandelier in Dining area*Blinds on all windows & Blind Insert on Back Door*3 Exterior Christmas Light Plugs*Trimmed, Textured, and Painted Garage with Cabinets*Garage Fits Full-Sized Truck/SUV*2 Garage Door Openers. Don't miss out on the opportunity to own this one-of-a-kind home, where every detail has been carefully crafted for luxury living. Schedule your private showing today!

Investor Tools

$199,279Estimated Mortgage Balance
$226,721Estimated Equity
53% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,580 /month
Positive
Cash Flow Estimate:
$860 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$775/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,167
$380,913
2025
$55,000
$325,913
$380,913
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,167
$380,913

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Unknown
$100,000
No
First
Feb 25, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$199,279
$226,721
53%
47%
$1,200/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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