Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$458,454

NAL Estimated Property Value

620 Ridgemont Drive, Allen, TX, 75002

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,575 Sq Ft
price_per_sqft$130.1 / sqft
Year BuiltBuilt in 1991

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan, Gas Water Heater
FlooringCarpet, Ceramic Tile, Wood

Building Information

Year Built1991
Stories2
Roof Type105
Garage Spaces1

Land Information

APNR-2573-00A-0110-1
Lot Number11
SubdivisionCottonwood Bend No 4a (Cal)
Land UseResidential
Legal DescriptionCOTTONWOOD BEND NO 4A (CAL), BLK A, LOT 11
Census Tract031422
Assessed Land Value$125,000
Assessed Improvement Value$333,454
Assessment Year2025

About this property

Highest & Best due by 8pm Sun, 5-9.Don't miss this fantastic home on a lovely lot shaded by mature trees! Mstr on 1st level w 3 bdrms & game rm up. 1 of the rms is LG enough to be a 2nd master if needed! The master bathrm has just been completely renovated and it is STUNNING! Lg rectangular tile covers the flr & shower walls & a frameless glass surround shows off how beautiful it is! The lovely garden tub is so inviting & the double sink vanity is beautiful! The huge bk yd has extensive space for a garden, play area, & more! Or make it your own by adding a pool! Enjoy it from the LG cov patio, or on the lovely open patio extension! The island kitchen offers double ovens, under cab lighting, & a gas cktop!

Investor Tools

Property Icon
$458,454
Estimated Property Value
$318,540Estimated Mortgage Balance
$139,914Estimated Equity
30% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,751 /month
Positive
Cash Flow Estimate:
$917 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$754/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,757
$458,454
2025
$125,000
$333,454
$458,454
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,757
$458,454

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Member First Mortgage Llc
Conventional
$351,500
No
First
Jun 10, 2021
Jul 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$318,540
$139,914
30%
69%
$2,108/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,350/mo
$2,108/mo
+$1,242/mo
8.8%

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Allen

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...