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$220,000

NAL Estimated Property Value

621 Ward Street, Winnsboro, TX, 75494

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,697 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$129.64 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
FlooringCeramic Tile, Linoleum, Vinyl, Wood

Exterior

Exterior FeaturesStorage
Lot Size13,565 sqft

Building Information

Year Built1960

Land Information

APN01200-00127-00000-000000
Lot Number8
SubdivisionHilltop
Land UseResidential
Legal DescriptionAB 368 J S PIPPIN LT 8 BLK 2 HILLTOP
Census Tract950300
Assessed Land Value$11,220
Assessed Improvement Value$187,830
Assessment Year2025

About this property

Extremely clean 3-2...New paint inside and out...HVAC 10-2018...New Thermostat...Roof 9-2016...all new Duct work in attic 2022...Fenced back yard...23 x 13 Workshop with concrete floor,elect,shop lights,steel framed...Corner lot, pecan tree,open concept...main bedroom has en suite with walk in closet...tons of storage through home and carport...composition roof 9-2016...appliances convey...hardwood floors, some have vinyl on them...kitchen has tile...GREAT HOME in the friendliest town in East Texas...GREAT SCHOOLS with GREAT SPORTS programs achieving numerous State Championships...antique shops and restaurants line the downtown area, Autumn Trails in the fall...street concerts...various shops and a Brookshires...the original owner, Mr Wilcox was a builder in Winnsboro in the 60s, his homes were extremely well constructed...just needs a family, Welcome Home !!!

Investor Tools

Property Icon
$220,000
Estimated Property Value
$173,905Estimated Mortgage Balance
$46,095Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,320 /month
Positive
Cash Flow Estimate:
$440 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$281/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,271
$199,050
2025
$11,220
$187,830
$199,050
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,271
$199,050

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pennymac Loan Services Llc
Fha
$180,097
Yes
First
Jun 11, 2024
Jul 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$173,905
$46,095
20%
79%
$1,080/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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621 Ward Street | Property Details | No Agent List