Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$157,000

NAL Estimated Property Value

623 N Pearl St, Big Sandy, TX, 75755

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,010 Sq Ft
price_per_sqft$157.43 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator

Exterior

Exterior FeaturesRain Gutters
Lot Size6,403 sqft

Building Information

Year Built1970

Land Information

APN65111683
Lot Number1-4
Land UseResidential
Legal DescriptionLOT 4-1, BLK 77 BIG SANDY S109 (A69) .147 ACRES & HOUSES
Census Tract950502
Assessed Land Value$9,030
Assessed Improvement Value$104,380
Assessment Year2025

About this property

Charming 3 bedroom 2 bath Cottage with Modern Upgrades and Thoughtful Finishes. ***SELLER MAY OFFER A BUYERINTEREST RATE BUY DOWN*** Since July 2024, this cozy cottage has undergone a beautiful transformation inside and out! Freshly painted throughout in a crisp, clean white (July 2024), the interior feels bright, inviting, and ready for your personal touch. A brand new room was added in September 2024, offering extra living space or a private retreat. Comfort was top of mind with the addition of three new mini split HVAC systems (4 in total) two installed in 2024 and one in 2025, ensuring year round climate control. A new tankless water heater (2025) adds energy efficiency and endless hot water, while the newly installed gutters with leaf guards (September 2024) help protect the home and minimize maintenance. Enjoy outdoor living with a covered back patio (2024), perfect for morning coffee or evening relaxation. A newly landscaped lawn and flowerbed (2025) provide curb appeal and a welcoming first impression. For extra storage workshop, a new 8'x10'storage building was added in 2025. This cottage is the perfect blend of charm and updates, move in ready and waiting for its next chapter!

Investor Tools

Property Icon
$157,000
Estimated Property Value
$154,300Estimated Mortgage Balance
$2,700Estimated Equity
1% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$954 /month
Positive
Cash Flow Estimate:
$318 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$143/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$933
$113,410
2025
$9,030
$104,380
$113,410
No

Tax History

Year
Tax Paid
Assessed Value
2025
$933
$113,410

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Plains Commerce Bank
Fha
$156,120
Yes
First
Sep 26, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$154,300
$2,700
1%
98%
$937/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Big Sandy

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

623 N Pearl St | Property Details | No Agent List