Street View

B+

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Owner Contacts

$478,000

626 Ruby Ln, Magnolia, TX, 77354

Off Market

3 Beds

3 Bath

2,616 Sq Ft

Single Family Residence

$189.22 / sqft

Built in 1978

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Gas Oven, Microwave, Free-Standing Range, Gas Range, Dishwasher, Oven

FlooringCarpet, Tile, Wood

Exterior

Private Pool

Lot Size2 acres

Building Information

Year Built1978

Stories1

Roof Type105

Garage Spaces2

Land Information

APN7945-00-01501

Lot Number15

SubdivisionPine Ridge

Land UseResidential

Legal DescriptionPINE RIDGE, LOT 15, ACRES 2.000

Census Tract690405

Assessed Land Value$42,812

Assessed Improvement Value$375,689

Assessment Year2025

About this property

Charming 3-bedroom, 2 ½ bathroom 1-story brick beauty w/sparkling pool, cabana, built-in grill, shed + 2-car garage sits on 2 partially wooded acres. Features include ¾” distressed oak hardwoods, rustic ceiling beams, stylish lighting & fans, arched doorways, oversized windows & soft neutral paint. Impressive family room invites you in w/a cozy wood-burning fireplace, rich wood floors & warm wood beams. The kitchen is a showstopper w/granite counters, tile backsplash, custom wood cabinetry, sleek black appliances, large pantry & bar seating that opens to a casual dining area, perfect for everyday meals. Flex/study for the at-home pro + charming sunroom. Primary suite offers a spacious walk-in closet & updated ensuite w/granite vanities, custom cabinetry & a gorgeous walk-in shower. Roomy guest rooms offer large closets & easy access to an updated full bath. Roof 2017. Generator, workshop w/100-amp panel + 220V + 50-amp RV hookup, aerobic septic & auto sprinklers complete the package!

Investor Tools

$478,000

Estimated Property Value

$470,250Estimated Mortgage Balance

$13,929Estimated Equity

2% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,970 /month

Positive

Cash Flow Estimate:

$990 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$395/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,351

$365,965

2025

$42,812

$375,689

$418,501

Tax History

Year

Tax Paid

Assessed Value

2024

$2,351

$365,965

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Loandepot.Com Llc

Conventional

$470,250

First

Aug 7, 2025

Sep 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$464,071

$15,929

97%

$2,820/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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